Question
EDD ko po March 2027 at Voluntary member po ako. Sa calculator, wala po akong inilagay na paid/posted contribution sa qualifying period. Gusto ko pong malaman kung maaari ko pang bayaran ang July 2026, August 2026, September 2026, October 2026, November 2026, December 2026, January 2027, February 2027, and March 2027 para maka-qualify sa SSS maternity benefit. Ang tanong ko po: I am still qualified to avail maternity benefits?
Hi mommy 😊 Yes po, may chance pa kayong maka-qualify for EDD March 2027, pero kailangan mahabol ninyo ang qualifying contributions before October 2026.
Ang 12-month qualifying period ninyo ay October 2025–September 2026. Kailangan ng at least 3 monthly contributions within this period, at dapat paid before the Semester of Contingency starts in October 2026.
Since wala pa kayong paid/posted contributions, these are the important months:
July 2026 ✅
August 2026 ✅
September 2026 ✅
As a Voluntary member, puwede kayong magbayad monthly or quarterly. Since July–September are still within the current quarter, puwede pa silang bayaran. Pero for this March 2027 maternity claim, safest na ma-pay ang July, August at September on or before end of September 2026 (Based on quarterly payment po yan 1PRN isang bagsakan ang bayad), dahil payments made starting October 2026 are already within the Semester of Contingency and won’t be considered for this maternity benefit.
October 2026–March 2027 ❌ hindi na qualifying months for this pregnancy, so hindi sila makakatulong para maabot ang minimum 3 contributions.
So mommy, yes—possible pa kayong maka-qualify if you successfully pay July, August and September 2026 before October begins. Make sure the contributions are properly posted in My.SSS.
🎥 May March 2027 EDD guide din tayo: https://youtu.be/Wk5uDmaHl4g?si=CWFjXwU72xBWm_fW
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