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Question

Voluntary General Question EDD: January 2027
Question from Liah
Aug 14, 2026

EDD ko is January 2027. Nahulugan po ng employer ko yung March - June 2026 then by July is Voluntary member na ako and I paid 3,000 pesos, and continue ko until september. May possibility po ba na maqualify for 70,000 na MatBen

Answer from SSS Maternity Calculator Team Answered Aug 16, 2026

Hi mommy 😊 For EDD January 2027, ang 12-month qualifying period mo ay October 2025–September 2026. Kaya counted ang employer contributions mo na March–June 2026 ✅ at Voluntary contributions mo na July–September 2026 ✅. SSS uses the 6 highest MSCs within this qualifying period to compute your maternity benefit.

Since ₱3,000/month ang Voluntary contribution mo for July, August, and September, that corresponds to a ₱20,000 MSC, which is also the maximum MSC currently considered for regular SSS benefit computation.

So yes mommy, possible ang ₱70,000 MatBen, pero kailangan magkaroon ka ng at least 6 qualifying months with ₱20,000 MSC.

You already potentially have:

July 2026 — ₱20,000 MSC ✅
August 2026 — ₱20,000 MSC ✅
September 2026 — ₱20,000 MSC ✅

Kailangan therefore na at least 3 months from your March–June employer contributions ay nasa ₱20,000 MSC din(equivalent po eto sa 3,000 contribution per month). Kapag may 6 months × ₱20,000 MSC, computation is approximately ₱70,000 for 105 days.

⚠️ Important mommy: September 2026 ang last qualifying month mo. Since October 2026 na ang start ng Semester of Contingency, make sure your July–September contributions intended for this pregnancy are paid before October 2026.

👉 Check mo sa My.SSS yung MSC/contribution amounts ng March–June 2026. If you send me those four amounts, I can compute kung ₱70,000 talaga ang possible MatBen mo.

🎥 January 2027 EDD guide:
https://youtu.be/AosGUymw4G8?si=nXlEDVfDNdHIIzxz

Check your EDD, member type, months & deadlines
Your January 2027 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
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Related questions

Other recently answered cases with a similar situation or member type.

Question

General Question EDD: May 2027
Question from Mommy
Sep 12, 2026

EDD KO PO MAY 2027 PWEDE KOPA BA BAYARAN UNG JULY 2026 NGYONG SEPTEMBER 2026 PO

Answer from SSS Maternity Calculator Team Answered Sep 12, 2026

Hi mommy 😊 For EDD May 2027, ang qualifying period mo ay January–December 2026, so July 2026 ✅ counted sa MatBen computation.

Kung Voluntary/NWS member ka, puwede pa ang July contribution as part of the July–September quarter, payable on or before end of September 2026 this is for Matben Due date pero normaly sa SSS contribution kapag nag Generate ka ng PRN ang lalabas na Due date is on or before end of October. Kung Matben claim ka Mommy make sure mahulugan mo yan on or before end of September or as early as possible bago matapos ang last month ng Qualifying Period mo.

Kung Self-Employed ang membership type mo, sabihin mo lang mommy dahil iba ang current payment deadline rule natin iche-check.

🎥 May 2027 EDD guide:
https://youtu.be/KFe0LP29rsM

Check your EDD, member type, months & deadlines
Your May 2027 EDD is already selected. Confirm the date and choose your member type to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

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Question

Voluntary Contribution / Payment Deadline EDD: July 2020
Question from Mommy
Sep 8, 2026

EDD of ectopic pregnancy July 20,2020 tapos may hulog ako january hanggang june 2020

Answer from SSS Maternity Calculator Team Answered Sep 12, 2026

Hi mommy 😊 If ang actual ectopic pregnancy/termination date mo ay July 20, 2020, ang qualifying period mo ay April 2019–March 2020.

So sa contributions na sinabi mo:

January 2020 ✅ counted
February 2020 ✅ counted
March 2020 ✅ counted
April–June 2020 ❌ hindi na kasama sa qualifying period

If valid at properly paid ang January–March 2020, mayroon kang required 3 qualifying contributions, so possible kang qualified for SSS maternity benefit for 60 days dahil covered ang ectopic pregnancy under miscarriage/ETP benefits.

Good news din mommy: SSS maternity claims may be filed within 10 years from the date of miscarriage/ETP, so kung July 20, 2020 ang actual date, possible pa ring mag-file ngayon subject to SSS validation and complete medical documents.

Check your EDD, member type, months & deadlines
Your July 2020 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

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Question

General Question EDD: November 2026
Question from Mommy
Sep 6, 2026

EDD ko November 22, 2026 private employed kailan ko po makukuha yung maternity benefits ko

Answer from SSS Maternity Calculator Team Answered Sep 7, 2026

Hi mommy 😊 Since private employed ka, employer mo ang mag-a-advance ng SSS maternity benefit.

For EDD November 22, 2026, ang qualifying period mo ay July 2025–June 2026. If qualified ka based sa contributions mo, ang full maternity benefit should be advanced by the employer within 30 days from the filing of your maternity leave application.

So hindi po automatic na after November 22 mo pa makukuha. Ang timing depends sa date na officially na-file mo ang maternity leave application sa employer/HR.

You can ask HR:
“Kailan po considered filed ang maternity leave application ko, and kailan po target release ng advance MatBen?”

🎥 November 2026 EDD guide:
https://youtu.be/gcbi5XMtmeQ

Check your EDD, member type, months & deadlines
Your November 2026 EDD is already selected. Confirm the date and choose your member type to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Open direct answer
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