SSS Maternity Questions & Answers

Hi mommy 😊 **Possible pa pong mag-claim even though March 2025 pa ang delivery**, because this is now a **late maternity filing**.

If your **actual delivery was March 2025**, ang qualifying period is **October 2023 to September 2024**. Need at least **3 valid posted contributions** within that period.

A few things to check:

✅ **Did you file MAT-1 / Maternity Notification before you gave birth?**
If yes, keep your MAT-1 transaction/reference number.

If hindi ka nakapag-MAT-1, your case may need additional SSS assessment, especially since matagal na ang delivery.

✅ Since **more than 6 months na after childbirth**, different supporting documents apply. For a live birth, normally you should prepare the **PSA-issued Certificate of Live Birth** plus the applicable receipt/acknowledgement required for the late filing.

👉 You can prepare/check your MAT-2 documents here:
https://sssmaternitybenefitscalculator.com/sss-maternity-mat2-guide/

You can also still estimate your **March 2025 maternity benefit** using our calculator:

👉 https://sssmaternitybenefitscalculator.com

Enter your **actual delivery date**, then check your **My.SSS Contribution History** and enter the actual posted contribution amounts within the qualifying period **Oct 2023–Sep 2024**.

The calculator can estimate the amount, but final approval of the late claim will still depend on SSS assessment and your supporting documents. 😊

Hi mommy 😊 **Yes po, possible kang makakuha ng SSS maternity benefit kahit ikaw mismo ang nag-submit ng MAT-1**, since wala ka nang employer noong nag-file ka and **NWS member** ka na.

For **EDD November 2026**, ang qualifying period mo ay **July 2025–June 2026**.

Based sa sinabi mong may hulog ka from **July 2025 hanggang January 2026**, mayroon kang **7 qualifying contributions ✅**, so lampas ka na sa minimum requirement na 3 months, provided valid at posted lahat sa My.SSS.

After delivery, ikaw na rin ang mag-file ng actual **Maternity Benefit Application** through My.SSS, and once approved, direct sa enrolled disbursement account mo ang payment.

👉 Check your contributions and estimated MatBen:
https://sssmaternitybenefitscalculator.com

🎥 **November 2026 EDD guide:**
https://youtu.be/gcbi5XMtmeQ

Hi mommy 😊 **Yes po, counted ang September–December 2026** because for **EDD April 2027**, ang qualifying period mo ay **January–December 2026**.

Since **NWS member** ka and ₱750/month ang hulog mo, these months can still be included in your qualifying contributions.

Pero mommy, if meron ka nang **6 qualifying months with higher contributions**, possible na hindi na madagdagan ang current MatBen mo because SSS uses the **6 highest MSCs** for the maternity computation.

Still, **hindi sayang ang additional contributions**. SSS is not only for maternity benefits—continued contributions also help build your record for future benefits such as **retirement/pension and other SSS benefits**.

Para makita kung may dagdag pa sa current MatBen mo, check your **My.SSS Contribution History** and enter your actual posted contributions from **January–December 2026** here:

👉 **SSS Maternity Benefits Calculator:**
https://sssmaternitybenefitscalculator.com

If gusto mo rin malaman how continued contributions can affect your future pension:

👉 **SSS Pension Calculator:**
https://sssmaternitybenefitscalculator.com/sss-pension-calculator/

🎥 **April 2027 EDD guide:**
https://youtu.be/CC5tF-b0K40