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Question

Self-Employed General Question
Question from Lois
Aug 20, 2026

Hindi po ba magkakaproblema sa MAT1 ko dahil ako ang nakapag submit ng maternity notification ko thru sss online. Currently employed po ako at may nag sabi sakin from agency ko na ako ang mag paprocess ng MAT1 ko thru SSS. Since first timer ako at hindi ko alam na agency pala dapat ang mag file, end up ako ang nag file online. Planning to resign po from my agency this October and my EDDBis December. May makukuha parin po ba ako sa maternity ko after? Thank you

Answer from SSS Maternity Calculator Team Answered Aug 20, 2026

Hi mommy 😊 Hindi naman automatic na magkakaproblema o mawawala ang MatBen mo dahil ikaw mismo ang nakapag-submit ng MAT-1 online. Pero since Employee ka noong nag-file, official SSS process is normally: ikaw ang mag-notify sa employer, then employer ang mag-transmit ng Maternity Notification sa SSS.

Since agency mo mismo ang nagsabi na ikaw ang mag-process, keep your MAT-1 transaction/reference number and ask HR/agency to confirm na properly recorded ang notification bago ka mag-resign.

For EDD December 2026, ang qualifying period mo ay July 2025–June 2026. Kung may at least 3 valid contributions ka within that period, possible ka pa ring maka-receive ng maternity benefit kahit mag-resign ka sa October.

Kung resigned ka na pagdating ng delivery, SSS can pay the approved MatBen directly to you through your enrolled DAEM account. Since malapit sa delivery ang resignation, prepare din ng Certificate of Separation stating the separation date and that no maternity benefit advance was given by the employer.

🎥 How to File SSS MAT-1 Online:
https://youtu.be/ackBt_sWnvY

🎥 December 2026 EDD guide:
https://youtu.be/BGd2vdgpqc8?si=P8RitlfNYnqaaxjn

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Question

General Question EDD: May 2027
Question from Mommy
Sep 12, 2026

EDD KO PO MAY 2027 PWEDE KOPA BA BAYARAN UNG JULY 2026 NGYONG SEPTEMBER 2026 PO

Answer from SSS Maternity Calculator Team Answered Sep 12, 2026

Hi mommy 😊 For EDD May 2027, ang qualifying period mo ay January–December 2026, so July 2026 ✅ counted sa MatBen computation.

Kung Voluntary/NWS member ka, puwede pa ang July contribution as part of the July–September quarter, payable on or before end of September 2026 this is for Matben Due date pero normaly sa SSS contribution kapag nag Generate ka ng PRN ang lalabas na Due date is on or before end of October. Kung Matben claim ka Mommy make sure mahulugan mo yan on or before end of September or as early as possible bago matapos ang last month ng Qualifying Period mo.

Kung Self-Employed ang membership type mo, sabihin mo lang mommy dahil iba ang current payment deadline rule natin iche-check.

🎥 May 2027 EDD guide:
https://youtu.be/KFe0LP29rsM

Check your EDD, member type, months & deadlines
Your May 2027 EDD is already selected. Confirm the date and choose your member type to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
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View UnionBank Offer
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Question

General Question EDD: November 2026
Question from Mommy
Sep 6, 2026

EDD ko November 22, 2026 private employed kailan ko po makukuha yung maternity benefits ko

Answer from SSS Maternity Calculator Team Answered Sep 7, 2026

Hi mommy 😊 Since private employed ka, employer mo ang mag-a-advance ng SSS maternity benefit.

For EDD November 22, 2026, ang qualifying period mo ay July 2025–June 2026. If qualified ka based sa contributions mo, ang full maternity benefit should be advanced by the employer within 30 days from the filing of your maternity leave application.

So hindi po automatic na after November 22 mo pa makukuha. Ang timing depends sa date na officially na-file mo ang maternity leave application sa employer/HR.

You can ask HR:
“Kailan po considered filed ang maternity leave application ko, and kailan po target release ng advance MatBen?”

🎥 November 2026 EDD guide:
https://youtu.be/gcbi5XMtmeQ

Check your EDD, member type, months & deadlines
Your November 2026 EDD is already selected. Confirm the date and choose your member type to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
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Question

Voluntary General Question EDD: January 2027
Question from Cya
Aug 25, 2026

Based on mu ultrasound my due date is January 2027. Pero dahil CS ako possible ako manganak by December 2026. Makukuha ko pa din ba yung highest benefit na 70,000 since 3k monthly hulog ko from April 2026-September 2026. Or need ko pa hulugan?

Answer from SSS Maternity Calculator Team Answered Aug 26, 2026

Hi mommy 😊 Since EDD mo is January 2027, ang qualifying period mo ay October 2025–September 2026. If actual delivery mo ay January, counted lahat ng April–September 2026 na ₱3,000/month. Since 6 months iyon at equivalent sa ₱20,000 MSC, possible ang maximum ₱70,000 MatBen for 105 days.

Pero kung ma-CS ka earlier at manganak talaga ng December 2026, magbabago ang qualifying period mo to July 2025–June 2026. Sa hulog mong April–September, April, May at June lang ang counted. Kung wala kang ibang contributions from July 2025–March 2026, 3 months lang at ₱20,000 MSC ang magagamit, so estimated MatBen is around ₱35,000, hindi ₱70,000.

So mommy, hindi na kailangan hulugan ang October–December para mapataas itong pregnancy claim, dahil hindi sila counted whether January 2027 or December 2026 ang actual delivery. Ang importanteng check ay kung may older contributions ka from July 2025–March 2026—kung meron, possible pa ring umabot sa ₱70,000 kahit December ka manganak.

🎥 January 2027 EDD guide:
https://youtu.be/AosGUymw4G8?si=nXlEDVfDNdHIIzxz

Check your EDD, member type, months & deadlines
Your January 2027 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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