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Question

OFW - Land-based Qualifying Period EDD: April 2027
Question from Jhonamea
Aug 22, 2026

Edd ko ay sa april 5 ,2027 may hulog sss ko nong January, February,march 2026 ng 3k each month pero nong june 9 kona ito nabayaran late payment ba ito para sa maternity benefits o pasok parin siya? Kasi ofw ako nong nag hulog ako

Answer from SSS Maternity Calculator Team Answered Aug 23, 2026

Hi mommy 😊 For EDD April 5, 2027, ang qualifying period mo ay January–December 2026.

Kung Land-Based OFW ang membership type mo noong nagbayad ka, pasok pa po ang January, February at March 2026 contributions na binayaran mo noong June 9, 2026 ✅. Hindi siya considered late for OFW payment purposes because SSS allows contributions for January–September to be paid until December 31 of the same year.

So yung:

January 2026 — ₱3,000 ✅
February 2026 — ₱3,000 ✅
March 2026 — ₱3,000 ✅

can be counted for your April 2027 MatBen, provided properly posted sila sa My.SSS.

At dahil may 3 qualifying contributions ka na, pasok ka na sa minimum contribution requirement. If ₱3,000 each corresponds to ₱20,000 MSC and these are your only qualifying months, estimated 105-day MatBen would be around ₱35,000. More qualifying months can increase the benefit, up to the applicable maximum.

🎥 April 2027 EDD guide:
https://youtu.be/CC5tF-b0K40?si=47HvGO2y4FFDmEmh

Check your EDD, member type, months & deadlines
Your April 2027 EDD and OFW - Land-based member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
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You may optionally review the UnionBank credit-card offer and compare the costs before applying.
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Question

Voluntary Qualifying Period EDD: October 2026
Question from Rose
Sep 1, 2026

EDD ko at either October or November 2026, nagstart ako maghulog ng March 2026 - July 2026 hindi ako nakapaghulog ng August 2026 pwede kopa kaya ihabol hulugan yan ngayung September dodoblihin ko nalang po

Answer from SSS Maternity Calculator Team Answered Sep 1, 2026

Hi mommy 😊 Kung October or November 2026 ang actual delivery, pareho po ang qualifying period: July 2025–June 2026.

So sa hulog mo:

March–June 2026 ✅ counted
July 2026 ❌ hindi na counted
August 2026 ❌ hindi na rin counted

At mommy, hindi puwedeng doblehin ang September contribution para mapalitan ang missed August. Magkaibang contribution months po sila.

Kung valid at posted ang March, April, May at June 2026, mayroon ka nang 4 qualifying contributions, kaya pasado ka na sa minimum na 3 months for MatBen qualification.

🎥 October 2026 EDD guide:
https://youtu.be/DdHsEl6zse0

🎥 November 2026 EDD guide:
https://youtu.be/gcbi5XMtmeQ

Check your EDD, member type, months & deadlines
Your October 2026 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Voluntary Qualifying Period EDD: January 2027
Question from None
Aug 31, 2026

Anoang qualifying period kung kung first week of January ang delivery.

Answer from SSS Maternity Calculator Team Answered Aug 31, 2026

Hi mommy 😊 Kung first week of January 2027 ang actual delivery, ang qualifying period mo ay October 2025–September 2026.

Kailangan may at least 3 valid monthly contributions within that period para maka-qualify sa SSS maternity benefit. Hindi required na kumpleto lahat ng 12 months.

🎥 January 2027 EDD guide:
https://youtu.be/AosGUymw4G8?si=nXlEDVfDNdHIIzxz

Check your EDD, member type, months & deadlines
Your January 2027 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Employee Qualifying Period EDD: February 2027
Question from Ericka
Aug 29, 2026

EDD ko February 28, 2027. Between the qualifying period na October 2025-September 2026, di ko po nahulogan yung October 2025 since kaka start ko palang ng work ko niyan, and February 2026 is kaka start ko uli for my new work so wala pong hulog. Do I still need na hulogan po ang October 2025 and February 2026 para qualified po ako maka avail sa benefits?

Answer from SSS Maternity Calculator Team Answered Aug 30, 2026

Hi mommy 😊 Hindi mo na kailangang habulin ang October 2025 at February 2026 para lang maka-qualify, as long as mayroon kang at least 3 valid posted contributions within your qualifying period na October 2025–September 2026. (sss.gov.ph)

So kahit may gaps ka sa October 2025 at February 2026, okay lang po iyon. Hindi required na complete lahat ng 12 months.

Since Employee ka, employer ang responsible sa contributions for the months na actually employed ka. Hindi mo rin dapat personal na bayaran retroactively ang months na wala ka pang employer or wala kang applicable contribution.

Ang important is: check your My.SSS and make sure may at least 3 posted months from October 2025–September 2026. If meron, possible ka nang qualified. ✅

🎥 February 2027 EDD guide:
https://youtu.be/FvI2gVRmKEM?si=ejIDbagMWfc4NPn0

Check your EDD, member type, months & deadlines
Your February 2027 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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