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Question

OFW - Land-based General Question EDD: November 2026
Question from Charby
Aug 25, 2026

Hello. EDD ko po is Nov 13, 2026. Wala po ako hulog simula January 2025 up to December 2025 since OFW po ako. Naghulog lang po ako nung January 2026 up to December 2026 pinag isa ko na po 1200 per month po. And naka OFW po ako. Pwede ko pa po ba mahulugan yung last year na wala akong huloy? Voluntary na po ba yun since hindi naman na po ako OFW ngayon? Magkano po kaya makukuha ko matben? And ano po gagawin para 70,000 po ang makuha ko?

Answer from SSS Maternity Calculator Team Answered Aug 25, 2026

Mommy, for EDD Nov. 13, 2026, ang qualifying period mo is July 2025 to June 2026.

Hindi na po puwedeng hulugan ang missed 2025 months para habulin ang maternity benefit. SSS says missed months become gaps and retroactive payment is not allowed for voluntary members.

Sa hulog mo na January 2026 to December 2026:

Counted sa Nov 2026 claim: January to June 2026 only
Hindi counted: July to December 2026

Pero important mommy: kung ang January to June 2026 ay binayaran mo lang July 2026 or later, may risk na hindi siya i-count ni SSS for this maternity claim. SSS says retroactive OFW payments may not be used for benefit eligibility if paid within/after the excluded period for the claim.

About status: kung hindi ka na OFW ngayon, pwede ka magbayad as Voluntary member moving forward. SSS says choosing “Voluntary” in PRN means declaration na ceased ka na as EE/SE/OFW for that period.

Estimate kung valid counted ang Jan–June 2026 at ₱1,200/month contribution: possible around ₱28,000 for 105 days, not ₱70,000.

Para umabot sa ₱70,000, kailangan sana may 6 highest MSC na ₱20,000 sa qualifying period. Since ₱1,200/month contribution is around ₱8,000 MSC only, hindi siya aabot sa max.

Check mo dito mommy:
https://sssmaternitybenefitscalculator.com/

Video guide for EDD November 2026:
https://youtu.be/gcbi5XMtmeQ?si=IqRNUneGHZ2V5A6q

Check your EDD, member type, months & deadlines
Your November 2026 EDD and OFW - Land-based member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
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Question

General Question EDD: May 2027
Question from Mommy
Sep 12, 2026

EDD KO PO MAY 2027 PWEDE KOPA BA BAYARAN UNG JULY 2026 NGYONG SEPTEMBER 2026 PO

Answer from SSS Maternity Calculator Team Answered Sep 12, 2026

Hi mommy 😊 For EDD May 2027, ang qualifying period mo ay January–December 2026, so July 2026 ✅ counted sa MatBen computation.

Kung Voluntary/NWS member ka, puwede pa ang July contribution as part of the July–September quarter, payable on or before end of September 2026 this is for Matben Due date pero normaly sa SSS contribution kapag nag Generate ka ng PRN ang lalabas na Due date is on or before end of October. Kung Matben claim ka Mommy make sure mahulugan mo yan on or before end of September or as early as possible bago matapos ang last month ng Qualifying Period mo.

Kung Self-Employed ang membership type mo, sabihin mo lang mommy dahil iba ang current payment deadline rule natin iche-check.

🎥 May 2027 EDD guide:
https://youtu.be/KFe0LP29rsM

Check your EDD, member type, months & deadlines
Your May 2027 EDD is already selected. Confirm the date and choose your member type to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

General Question EDD: November 2026
Question from Mommy
Sep 6, 2026

EDD ko November 22, 2026 private employed kailan ko po makukuha yung maternity benefits ko

Answer from SSS Maternity Calculator Team Answered Sep 7, 2026

Hi mommy 😊 Since private employed ka, employer mo ang mag-a-advance ng SSS maternity benefit.

For EDD November 22, 2026, ang qualifying period mo ay July 2025–June 2026. If qualified ka based sa contributions mo, ang full maternity benefit should be advanced by the employer within 30 days from the filing of your maternity leave application.

So hindi po automatic na after November 22 mo pa makukuha. Ang timing depends sa date na officially na-file mo ang maternity leave application sa employer/HR.

You can ask HR:
“Kailan po considered filed ang maternity leave application ko, and kailan po target release ng advance MatBen?”

🎥 November 2026 EDD guide:
https://youtu.be/gcbi5XMtmeQ

Check your EDD, member type, months & deadlines
Your November 2026 EDD is already selected. Confirm the date and choose your member type to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Voluntary General Question EDD: January 2027
Question from Cya
Aug 25, 2026

Based on mu ultrasound my due date is January 2027. Pero dahil CS ako possible ako manganak by December 2026. Makukuha ko pa din ba yung highest benefit na 70,000 since 3k monthly hulog ko from April 2026-September 2026. Or need ko pa hulugan?

Answer from SSS Maternity Calculator Team Answered Aug 26, 2026

Hi mommy 😊 Since EDD mo is January 2027, ang qualifying period mo ay October 2025–September 2026. If actual delivery mo ay January, counted lahat ng April–September 2026 na ₱3,000/month. Since 6 months iyon at equivalent sa ₱20,000 MSC, possible ang maximum ₱70,000 MatBen for 105 days.

Pero kung ma-CS ka earlier at manganak talaga ng December 2026, magbabago ang qualifying period mo to July 2025–June 2026. Sa hulog mong April–September, April, May at June lang ang counted. Kung wala kang ibang contributions from July 2025–March 2026, 3 months lang at ₱20,000 MSC ang magagamit, so estimated MatBen is around ₱35,000, hindi ₱70,000.

So mommy, hindi na kailangan hulugan ang October–December para mapataas itong pregnancy claim, dahil hindi sila counted whether January 2027 or December 2026 ang actual delivery. Ang importanteng check ay kung may older contributions ka from July 2025–March 2026—kung meron, possible pa ring umabot sa ₱70,000 kahit December ka manganak.

🎥 January 2027 EDD guide:
https://youtu.be/AosGUymw4G8?si=nXlEDVfDNdHIIzxz

Check your EDD, member type, months & deadlines
Your January 2027 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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