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Question

Non-Working Spouse Contribution / Payment Deadline EDD: December 2026
Question from mary
Aug 25, 2026

EDD ko po December 2026 at Non-Working Spouse member po ako. Sa calculator, wala po akong inilagay na paid/posted contribution sa qualifying period. Gusto ko pong malaman kung maaari ko pang bayaran ang January 2026 para maka-qualify sa SSS maternity benefit. Ang tanong ko po: Paano po gagawin ko july ko na po nalaman na 5months pregnant po ko.please sana makakuha pa po ko ng materniry benefits para sa pangaganak ko po

Answer from SSS Maternity Calculator Team Answered Aug 26, 2026

Hi mommy 😊 For EDD December 2026, ang qualifying period mo ay July 2025–June 2026. Kailangan may at least 3 valid monthly contributions within this period para maka-qualify sa SSS MatBen.

Since Non-Working Spouse ka at wala kang paid/posted contributions sa qualifying period, unfortunately hindi na puwedeng habulin ngayon ang January 2026 or other missed months. SSS does not allow retroactive/back-payment for NWS contribution gaps.

So kahit July mo lang nalaman na pregnant ka, kung wala talagang at least 3 contributions already paid within July 2025–June 2026, unfortunately hindi na makaka-qualify for this December 2026 MatBen.

Kung Philheatlh member karin Mommy, pwede mo din macheck kung qualified ka, basta philhealth member, updated and details or contributions. Pero unlike SSS Matben cash benefits, ang Philhealth matben is more on cash deduction from hospital bilss sa mga accredited hospitals or lying in. If you plan to give birth sa mga philhealth accredited hospital or lying in mas ok po kung i check mismo sa kanila kung ano mga requirements nila para ma avail mo yung Philhealth matben deduction.

Just incase you also need extra fund, We have a affiliate link for credit card po, No commitment kung qualified man or hindi pwede kapo mag fill up
https://apply.cc-pl.unionbankph.com/PLCC/Verification?media=UBNOW-MMDXGKKD&pcode=VG009&scode=DCMMUBOMRE

🎥 December 2026 EDD guide:
https://youtu.be/BGd2vdgpqc8?si=P8RitlfNYnqaaxjn

Check your EDD, member type, months & deadlines
Your December 2026 EDD and Non-Working Spouse member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
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You may optionally review the UnionBank credit-card offer and compare the costs before applying.
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Preparing for baby?
You can also check useful baby essentials on Shopee.
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Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Contribution / Payment Deadline EDD: February 2027
Question from Mommy
Sep 8, 2026

EDD ko is FEBRUARY 2027 may hulog ako ng OCTOBER 2025-APRIL 2026 qualified parin ba yun maternity benefits

Answer from SSS Maternity Calculator Team Answered Sep 12, 2026

Hi mommy 😊 Yes po, qualified ka based sa contributions na sinabi mo, provided valid at posted lahat sa My.SSS.

For EDD February 2027, ang qualifying period mo ay October 2025–September 2026. Since may hulog ka from October 2025 hanggang April 2026, mayroon kang 7 qualifying months, which is more than the minimum 3 monthly contributions required.

So kahit wala kang hulog from May–September 2026, possible ka pa ring qualified. Ang exact MatBen amount naman will depend sa 6 highest MSCs within your qualifying period.

🎥 February 2027 EDD guide:
https://youtu.be/FvI2gVRmKEM?si=ejIDbagMWfc4NPn0

Check your EDD, member type, months & deadlines
Your February 2027 EDD is already selected. Confirm the date and choose your member type to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Voluntary Contribution / Payment Deadline EDD: July 2020
Question from Mommy
Sep 8, 2026

EDD of ectopic pregnancy July 20,2020 tapos may hulog ako january hanggang june 2020

Answer from SSS Maternity Calculator Team Answered Sep 12, 2026

Hi mommy 😊 If ang actual ectopic pregnancy/termination date mo ay July 20, 2020, ang qualifying period mo ay April 2019–March 2020.

So sa contributions na sinabi mo:

January 2020 ✅ counted
February 2020 ✅ counted
March 2020 ✅ counted
April–June 2020 ❌ hindi na kasama sa qualifying period

If valid at properly paid ang January–March 2020, mayroon kang required 3 qualifying contributions, so possible kang qualified for SSS maternity benefit for 60 days dahil covered ang ectopic pregnancy under miscarriage/ETP benefits.

Good news din mommy: SSS maternity claims may be filed within 10 years from the date of miscarriage/ETP, so kung July 20, 2020 ang actual date, possible pa ring mag-file ngayon subject to SSS validation and complete medical documents.

Check your EDD, member type, months & deadlines
Your July 2020 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Contribution / Payment Deadline EDD: March 2027
Question from Mommy
Sep 7, 2026

Good morning po,
Ang EDD ko po ay March 2027,
binayaran ko po ang April, May, at June last July 2026 na tig 3,000. At plan na bayaran ang July, August at September this month din po na tig 3,000.
Ngayon po ang tanong ko, pasok ba ang payment ko sa April - June sa computation ng Maternity benefits ko? May iilan kasing nagsasabi na baka hindi ito mapasama sa computation kasi late payment.

Answer from SSS Maternity Calculator Team Answered Sep 7, 2026

Hi mommy 😊 Yes po, pasok ang April–June 2026 payments mo for EDD March 2027, provided nabayaran sila on or before July 31, 2026 at properly posted sa My.SSS. Hindi po sila considered late kung within that quarterly deadline ang payment.

Ang qualifying period mo ay October 2025–September 2026, kaya counted ang:

April–June 2026 ✅
July–September 2026 ✅

If mabayaran mo rin ang July–September before October at ₱3,000/month lahat ng 6 months, possible kang umabot sa ₱70,000 MatBen for 105-day live childbirth, provided valid at posted lahat. 😊

🎥 March 2027 EDD guide:
https://youtu.be/Wk5uDmaHl4g?si=CWFjXwU72xBWm_fW

Check your EDD, member type, months & deadlines
Your March 2027 EDD is already selected. Confirm the date and choose your member type to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Open direct answer
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