Question
EDD ko po November 2026 at Voluntary member po ako. Sa calculator, wala po akong inilagay na paid/posted contribution sa qualifying period. Gusto ko pong malaman kung maaari ko pang bayaran ang January 2026, February 2026, March 2026, April 2026, May 2026, and June 2026 para maka-qualify sa SSS maternity benefit. Ang tanong ko po: Nakapaghulog po ako ng jan- march bago mag end si march ng tag 3000 bali total of 9000 then april - june bago mag end si june tag 3000 bali 9000 . Tama po ba ang hulog ko?
Hi mommy 😊 Yes po, tama ang hulog mo based sa dates na sinabi mo.
For EDD November 2026, ang qualifying period mo ay July 2025–June 2026. So counted itong:
January–March 2026 ✅
April–June 2026 ✅
Since binayaran mo ang Jan–Mar bago matapos ang March, at ang Apr–Jun bago matapos ang June, timely po ang payments mo. SSS allows Voluntary members to pay monthly or quarterly within the applicable deadline.
At dahil ₱3,000/month ang hulog mo, equivalent ito sa ₱20,000 MSC for the Regular SSS benefit computation. Kung valid at posted lahat ng 6 months, possible ang maximum na around ₱70,000 MatBen for 105-day live childbirth:
₱20,000 × 6 ÷ 180 × 105 = ₱70,000.
So yes mommy, yung ₱18,000 total mo for Jan–Jun 2026 looks correct for aiming at the ₱70,000 maximum, provided properly posted lahat sa My.SSS.
🎥 November 2026 EDD guide:
https://youtu.be/gcbi5XMtmeQ?si=IqRNUneGHZ2V5A6q
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