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Question

Voluntary MAT-1 EDD: February 2027
Question from Cathy
Aug 25, 2026

Hi po,Ask ko lang po,tapos ko na po ang maternity notification, at meron na pud akoang bank account naka lagay sa sss, kasi last 2021 po nakunan po ako tas
nag apply2x ako dito sa online,meron ako na tanggap. Sa edd ko po sa feb 2027 ,Kailan po kaya matatanggap yun maternity benefit?After po ba giving birth?or before giving birth?
Kasi noon sa kasi po sa miscarriag last 2021 nag apply ako tas after 1 month natanggap ko na po,How about d2?
Salamat po

Answer from SSS Maternity Calculator Team Answered Aug 26, 2026

Hi mommy 😊 Since tapos na ang Maternity Notification mo at may enrolled bank account ka na sa DAEM, ang next step depends sa membership status mo.

Kung Voluntary / Self-Employed / OFW / NWS / separated from employment, after giving birth ka pa magfa-file ng actual Maternity Benefit Application (MAT-2 equivalent) online. Kailangan kasi ng registered birth documents, then kapag approved, SSS will deposit the benefit directly sa enrolled account mo. MAT-1 alone does not release the benefit before delivery.

Kung currently employed ka naman, employer normally advances the maternity benefit within 30 days from filing the maternity leave application, then sila ang magre-reimburse sa SSS.

So kung direct SSS claimant ka mommy, yes—usually after delivery and after ma-submit/approve ang MatBen application mo, similar sa process ng miscarriage claim mo dati. 😊

🎥 February 2027 EDD guide:
https://youtu.be/FvI2gVRmKEM?si=ejIDbagMWfc4NPn0

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Related questions

Other recently answered cases with a similar situation or member type.

Question

Voluntary Contribution / Payment Deadline EDD: July 2020
Question from Mommy
Sep 8, 2026

EDD of ectopic pregnancy July 20,2020 tapos may hulog ako january hanggang june 2020

Answer from SSS Maternity Calculator Team Answered Sep 12, 2026

Hi mommy 😊 If ang actual ectopic pregnancy/termination date mo ay July 20, 2020, ang qualifying period mo ay April 2019–March 2020.

So sa contributions na sinabi mo:

January 2020 ✅ counted
February 2020 ✅ counted
March 2020 ✅ counted
April–June 2020 ❌ hindi na kasama sa qualifying period

If valid at properly paid ang January–March 2020, mayroon kang required 3 qualifying contributions, so possible kang qualified for SSS maternity benefit for 60 days dahil covered ang ectopic pregnancy under miscarriage/ETP benefits.

Good news din mommy: SSS maternity claims may be filed within 10 years from the date of miscarriage/ETP, so kung July 20, 2020 ang actual date, possible pa ring mag-file ngayon subject to SSS validation and complete medical documents.

Check your EDD, member type, months & deadlines
Your July 2020 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
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Question

Employee MAT-1 EDD: December 2026
Question from Ella
Sep 3, 2026

Possible po ba na ako na lang mag file ng MAT1 kesa si employer?

Answer from SSS Maternity Calculator Team Answered Sep 3, 2026

Hi mommy 😊 Kung currently employed ka, employer/HR po talaga ang dapat mag-file/transmit ng MAT-1 sa SSS. Ikaw muna ang mag-notify sa employer tungkol sa pregnancy at EDD, then sila ang mag-submit through their Employer My.SSS account.

Ang direct online MAT-1 filing sa member account ay para sa Voluntary, Self-Employed, OFW, at Non-Working Spouse members.

So kung Employee ka pa, mas safe na dumaan sa HR/employer para tama ang record at walang issue later sa MatBen claim. 😊

🎥 How to File SSS MAT-1 Online:
https://youtu.be/ackBt_sWnvY

Check your EDD, member type, months & deadlines
Your December 2026 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
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Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Question

Voluntary MAT-1 EDD: January 2027
Question from Dianna
Sep 3, 2026

EDD KO JANUARY 08 2027 MAY HULOG AKO MULA FEBRUARY HANGGANG SEPTEMBER 30 QUALIFAYING BA AKO SA MATERNITY BENEFITS

Answer from SSS Maternity Calculator Team Answered Sep 3, 2026

Hi mommy 😊 Yes po, qualified ka based sa contributions na sinabi mo, provided valid at posted lahat sa My.SSS.

For EDD January 8, 2027, ang qualifying period mo ay October 2025–September 2026.

Yung hulog mo na February–September 2026 ✅ counted lahat, so mayroon kang 8 qualifying months. Lampas na ito sa minimum na 3 monthly contributions needed to qualify for SSS maternity benefit.

Ang exact amount ng MatBen mo will depend sa 6 highest MSCs within that qualifying period.

🎥 January 2027 EDD guide:
https://youtu.be/AosGUymw4G8

Check your EDD, member type, months & deadlines
Your January 2027 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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