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Question

Salary Differential EDD: December 2026
Question from Mommy
Sep 10, 2026

Hello po, EDD ko po ay December 2026 and nag voluntary payment ako for April 2026, May 2026 and June 2026 then I got hired po ng May 2026. Since hindi po ko po full makukuha ang ₱70,000 from SSS since 3months lang po ang contributions within the qualifying period, is my company mandated to pay me the salary differential? For context, monthly salary is approximately ₱100,000.

Answer from SSS Maternity Calculator Team Answered Sep 12, 2026

Hi mommy 😊 Yes po, generally mandated ang current employer mo na magbayad ng salary differential, kahit 3 months lang ang contributions na ginamit ng SSS sa MatBen computation, as long as employed ka when you avail maternity leave and hindi DOLE-exempt ang company.

For EDD December 2026, qualifying period mo is July 2025–June 2026.

Ang setup is:

Full pay for 105 days based sa regular salary mo
minus actual SSS MatBen
= salary differential na sagot ng employer.

So with around ₱100,000/month salary, malaking amount ang possible salary differential because your full pay for 105 days is roughly ₱350,000, then ibabawas ang actual SSS MatBen and applicable employee contributions.

Also check mommy kung may employer contributions for May–June 2026, since hired ka na noong May. Those months could also affect your SSS MatBen computation.

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Your December 2026 EDD is already selected. Confirm the date and choose your member type to see the contribution months SSS may count and the next step that applies to you.
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Related questions

Other recently answered cases with a similar situation or member type.

Question

Employee Salary Differential
Question from Klaren
Aug 18, 2026

Saan po mag babase ang mga employer para sa Salary Differenncial? yung estimated po ba na yan e ibabase pa din po bila sa basic salary na natatanggap mo or dyan na po sa mismong hulog ko?

Answer from SSS Maternity Calculator Team Answered Aug 18, 2026

Hi mommy 😊 Sa salary differential, hindi sa laki ng SSS contribution mismo nagba-base ang employer.

Ang basis po ay ang regular wage/salary mo for the entire maternity leave period, then ibabawas ang actual SSS maternity benefit na computed separately using your 6 highest MSCs. SSS itself defines salary differential as the difference between the SSS cash benefit and the employee’s regular wage for the whole maternity leave.

So simple version:

Full salary for maternity leave
minus SSS MatBen
= Salary Differential na sagot ng employer

Example mommy: kung ₱25,000/month ang regular salary mo, doon sila magba-base sa full-pay side. Yung SSS contributions mo naman ginagamit para malaman kung magkano ang SSS MatBen portion, hindi para direktang i-compute ang salary differential.

So yes po, basic/regular salary mo ang mas important sa salary differential, not simply kung magkano ang hulog mo sa SSS.

Pwede mo rin i-check dito mommy:
https://sssmaternitybenefitscalculator.com/

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Question

Employee Salary Differential EDD: July 2026
Question from Sarah
Aug 4, 2026

Edd ko sa July 8 2026 , C's delivery , Yung estimate maternity benefits ko 37,625 may makukuha ba Ako salary differential? Sa agency ko?

Answer from SSS Maternity Calculator Team Answered Aug 5, 2026

Hi mommy, to get the salary differential your MSC (monthly salary credit) should be above 20k po to get 70k plus salary differential pero kailangan i minus ang Philhealth, SSS Contribution and Pag-ibig. Yungs sosobra po doon yung magiging salary differential after deduction ng mga yan, note SSS matben po is no tax po.

So according sa binigay mo, your salary is somewhere between 10,250 to 10,750 with the matching MSC bracket of 10,500. The requirement for Salary differential the MSC must be above 20,000+ for 6 month po.

Check your EDD, member type, months & deadlines
Your July 2026 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
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View UnionBank Offer
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Question

Employee Salary Differential EDD: September 2026
Question from Nix
Jul 15, 2026

Hello po, may question po ulit ako regarding sa SSS Salary Differential, based po sa nabanggit ninyo before na wala naman po un sa daily rate kung makakakuha ng Salary Differential or hindi, ang question ko po, for example po EDD ko po ay Sept 2026 pero before pa e nakapag sickleave na ako simula po april dahil advised po ng OBGYN ko until makapanganak na ung bedrest ko, eligible pa din po ba makatanggap ng Salary Differential? Since ang ginawa ko po starting May until now ay ako po ang nagbabayad ng lahat ng contributions ko. Pero ang Salary Differential po ay papasok ba sya sa qualifying period? Or sa 105 days po na mat leave sya ibabased para makakuha ako ng Salary Differential? Kaya ko po nililinaw kase malaking tulong din po u ng makukuha ko dun if ever po.

Answer from SSS Maternity Calculator Team Answered Jul 20, 2026

Hi mommy 😊 For EDD September 2026, ang SSS maternity qualifying period mo ay April 2025–March 2026.

Ang salary differential is not based sa qualifying period. Ang qualifying period is for SSS maternity benefit computation only.

Ang salary differential naman is based sa 105 days maternity leave full pay:
full pay for maternity leave minus SSS maternity benefit = possible salary differential.

Yung bedrest/sick leave mo from April is separate issue. Possible ka pa ring may salary differential kung employed ka pa, hindi exempt ang employer, and maternity leave mo is approved. Pero kung leave without pay or ikaw na nagbabayad ng contributions starting May, best to ask HR for a written computation and clarification kung active employee ka pa ba during maternity leave.

Last QP month: March 2026 — qualifying payments should be made on or before end of March 2026.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your September 2026 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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