SSS Maternity Questions & Answers

Hi mommy 😊 **Possible pa pong mag-claim even though March 2025 pa ang delivery**, because this is now a **late maternity filing**.

If your **actual delivery was March 2025**, ang qualifying period is **October 2023 to September 2024**. Need at least **3 valid posted contributions** within that period.

A few things to check:

✅ **Did you file MAT-1 / Maternity Notification before you gave birth?**
If yes, keep your MAT-1 transaction/reference number.

If hindi ka nakapag-MAT-1, your case may need additional SSS assessment, especially since matagal na ang delivery.

✅ Since **more than 6 months na after childbirth**, different supporting documents apply. For a live birth, normally you should prepare the **PSA-issued Certificate of Live Birth** plus the applicable receipt/acknowledgement required for the late filing.

👉 You can prepare/check your MAT-2 documents here:
https://sssmaternitybenefitscalculator.com/sss-maternity-mat2-guide/

You can also still estimate your **March 2025 maternity benefit** using our calculator:

👉 https://sssmaternitybenefitscalculator.com

Enter your **actual delivery date**, then check your **My.SSS Contribution History** and enter the actual posted contribution amounts within the qualifying period **Oct 2023–Sep 2024**.

The calculator can estimate the amount, but final approval of the late claim will still depend on SSS assessment and your supporting documents. 😊

Hi mommy 😊 For **EDD March 2027**, ang **qualifying period mo ay October 2025–September 2026**.

Para maka-qualify sa SSS maternity benefit, kailangan may at least **3 valid monthly contributions** within that period.

So **possible ka pa ring qualified**, pero kailangan makita natin kung may at least 3 posted contributions ka from **October 2025 to September 2026**.

Since **September ang last qualifying month**, contributions intended for this MatBen should be paid **on or before end of September 2026**.

👉 Calculator:
https://sssmaternitybenefitscalculator.com

🎥 **March 2027 EDD guide:**
https://youtu.be/Wk5uDmaHl4g

Hi mommy 😊 Kung October or November 2026 ang actual delivery, pareho po ang qualifying period: July 2025–June 2026.

So sa hulog mo:

March–June 2026 ✅ counted
July 2026 ❌ hindi na counted
August 2026 ❌ hindi na rin counted

At mommy, hindi puwedeng doblehin ang September contribution para mapalitan ang missed August. Magkaibang contribution months po sila.

Kung valid at posted ang March, April, May at June 2026, mayroon ka nang 4 qualifying contributions, kaya pasado ka na sa minimum na 3 months for MatBen qualification.

🎥 October 2026 EDD guide:
https://youtu.be/DdHsEl6zse0

🎥 November 2026 EDD guide:
https://youtu.be/gcbi5XMtmeQ