Self-employed contributions are payments made entirely by individuals who earn income from their own business, trade, or profession. Unlike employed members, self-employed individuals pay both the employer and employee portions.
Self-employed members must declare realistic income levels to determine the correct Monthly Salary Credit (MSC). Under-declaring income results in lower contributions but may reduce future benefit amounts significantly.
Because self-employed members manage their own payments, monitoring PRN generation, posting accuracy, and contribution schedules is essential to ensure continuous eligibility for SSS benefits.
Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery.
Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.
