Signs of Loan Overpayment include discrepancies between the borrower’s payment records and the SSS loan balance. For example, if payroll deductions continue even after the loan should have been fully paid, it is a strong indicator of overpayment. Members may also notice a negative balance, unposted receipts, or inconsistencies between the amortization schedule and actual deductions.\n\nThese signs must be addressed immediately by requesting a loan reconciliation. Early detection prevents larger overpayments and ensures that the member’s records remain accurate.\n\nMonitoring loan balances regularly through My.SSS helps identify overpayment signs before they become significant issues.
Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery.
Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.
