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Question

Employee MAT-2 / Claim Filing
Question from Danica
Jun 24, 2026

Hello po, may gusto lang po ako i Clarify, employed po June 2025-march 2026, kaso po nag start lang sila hulugan benefits ko nung January, bali nahulugan Ng employer ko Jan-March lang, September po EDD ko and plan ko din bayaran April -june ko as voluntary na baka sakali umabot sa October EDD ko. And sabe po sa SSS branch na late daw hulog Ng employer ko before so yung pang march ko nabayaran Ng April first week, and bayaran ko nalang daw Yung April-June. ito po tanong ko, Kung late po yung employer ko Ano po mangyayare sa babayaran ko Ng April-June? ma aadjust ba siya ng May-July? Ano pong mangyayare sa nabayaran ng employer ko sa march na nabayaran Ng April tas sa babayaran ko Ng April-June as voluntary? gusto ko po kase bayaran din Ng Tig 3k ngayong April-June ko 🥹 Thanks po sa sasagot

Answer from SSS Maternity Calculator Team Answered Jun 25, 2026

Hi mommy 😊 Since September 2026 EDD mo, ang QP mo is April 2025 to March 2026. So Jan–March 2026 lang ang counted sa case mo.

Yung March na binayaran ng employer noong April, ask SSS/HR if accepted at posted as March, kasi employer remittance issue po iyon.
Yung April–June voluntary payment, hindi counted kung September ka manganak. Pero kung maging October actual delivery, possible counted na ang April–June.

Hindi po siya automatic ma-aadjust to May–July; kung anong month sa PRN/payment, iyon ang posting.

Due date safe note: for September EDD, last QP month is March 2026, so dapat paid/posted before April 2026 semester starts. SSS says qualifying contributions must not be paid on or after the semester of contingency.

Check mo rin dito mommy:
https://sssmaternitybenefitscalculator.com

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Other recently answered cases with a similar situation or member type.

Question

Employee MAT-1 EDD: December 2026
Question from Ella
Sep 3, 2026

Possible po ba na ako na lang mag file ng MAT1 kesa si employer?

Answer from SSS Maternity Calculator Team Answered Sep 3, 2026

Hi mommy 😊 Kung currently employed ka, employer/HR po talaga ang dapat mag-file/transmit ng MAT-1 sa SSS. Ikaw muna ang mag-notify sa employer tungkol sa pregnancy at EDD, then sila ang mag-submit through their Employer My.SSS account.

Ang direct online MAT-1 filing sa member account ay para sa Voluntary, Self-Employed, OFW, at Non-Working Spouse members.

So kung Employee ka pa, mas safe na dumaan sa HR/employer para tama ang record at walang issue later sa MatBen claim. 😊

🎥 How to File SSS MAT-1 Online:
https://youtu.be/ackBt_sWnvY

Check your EDD, member type, months & deadlines
Your December 2026 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
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You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
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Question

Employee Qualifying Period EDD: February 2027
Question from Ericka
Aug 29, 2026

EDD ko February 28, 2027. Between the qualifying period na October 2025-September 2026, di ko po nahulogan yung October 2025 since kaka start ko palang ng work ko niyan, and February 2026 is kaka start ko uli for my new work so wala pong hulog. Do I still need na hulogan po ang October 2025 and February 2026 para qualified po ako maka avail sa benefits?

Answer from SSS Maternity Calculator Team Answered Aug 30, 2026

Hi mommy 😊 Hindi mo na kailangang habulin ang October 2025 at February 2026 para lang maka-qualify, as long as mayroon kang at least 3 valid posted contributions within your qualifying period na October 2025–September 2026. (sss.gov.ph)

So kahit may gaps ka sa October 2025 at February 2026, okay lang po iyon. Hindi required na complete lahat ng 12 months.

Since Employee ka, employer ang responsible sa contributions for the months na actually employed ka. Hindi mo rin dapat personal na bayaran retroactively ang months na wala ka pang employer or wala kang applicable contribution.

Ang important is: check your My.SSS and make sure may at least 3 posted months from October 2025–September 2026. If meron, possible ka nang qualified. ✅

🎥 February 2027 EDD guide:
https://youtu.be/FvI2gVRmKEM?si=ejIDbagMWfc4NPn0

Check your EDD, member type, months & deadlines
Your February 2027 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
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Question

Employee Qualifying Period EDD: November 2026
Question from Aileen
Aug 28, 2026

Edd ko po is November 2026 may hulog po ako ng buong taon ng January to December 2025 pro January ng 2026 nakaleave at February at March lang ng 2026 ang may hulog q tanong q po qualified poba q makakuha ng Maternity salamat po.

Answer from SSS Maternity Calculator Team Answered Aug 30, 2026

Hi mommy 😊 Yes po, qualified ka based sa contributions na sinabi mo.

For EDD November 2026, ang qualifying period mo ay July 2025–June 2026. Kailangan lang ng at least 3 valid monthly contributions within this period.

Since may hulog ka buong 2025, counted dito ang:

July–December 2025 ✅ = 6 months
February–March 2026 ✅ = 2 months

So kahit walang hulog noong January 2026, mayroon ka pa ring 8 qualifying months, kaya pasado ka sa minimum requirement. 😊

Ang exact amount naman ng MatBen mo will depend sa 6 highest MSCs mo within July 2025–June 2026.

🎥 November 2026 EDD guide:
https://youtu.be/gcbi5XMtmeQ?si=IqRNUneGHZ2V5A6q

Check your EDD, member type, months & deadlines
Your November 2026 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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