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Question

Employee Qualifying Period EDD: November 2026
Question from Aileen
Aug 28, 2026

Edd ko po is November 2026 may hulog po ako ng buong taon ng January to December 2025 pro January ng 2026 nakaleave at February at March lang ng 2026 ang may hulog q tanong q po qualified poba q makakuha ng Maternity salamat po.

Answer from SSS Maternity Calculator Team Answered Aug 30, 2026

Hi mommy 😊 Yes po, qualified ka based sa contributions na sinabi mo.

For EDD November 2026, ang qualifying period mo ay July 2025–June 2026. Kailangan lang ng at least 3 valid monthly contributions within this period.

Since may hulog ka buong 2025, counted dito ang:

July–December 2025 ✅ = 6 months
February–March 2026 ✅ = 2 months

So kahit walang hulog noong January 2026, mayroon ka pa ring 8 qualifying months, kaya pasado ka sa minimum requirement. 😊

Ang exact amount naman ng MatBen mo will depend sa 6 highest MSCs mo within July 2025–June 2026.

🎥 November 2026 EDD guide:
https://youtu.be/gcbi5XMtmeQ?si=IqRNUneGHZ2V5A6q

Check your EDD, member type, months & deadlines
Your November 2026 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
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Related questions

Other recently answered cases with a similar situation or member type.

Question

Employee MAT-1 EDD: December 2026
Question from Ella
Sep 3, 2026

Possible po ba na ako na lang mag file ng MAT1 kesa si employer?

Answer from SSS Maternity Calculator Team Answered Sep 3, 2026

Hi mommy 😊 Kung currently employed ka, employer/HR po talaga ang dapat mag-file/transmit ng MAT-1 sa SSS. Ikaw muna ang mag-notify sa employer tungkol sa pregnancy at EDD, then sila ang mag-submit through their Employer My.SSS account.

Ang direct online MAT-1 filing sa member account ay para sa Voluntary, Self-Employed, OFW, at Non-Working Spouse members.

So kung Employee ka pa, mas safe na dumaan sa HR/employer para tama ang record at walang issue later sa MatBen claim. 😊

🎥 How to File SSS MAT-1 Online:
https://youtu.be/ackBt_sWnvY

Check your EDD, member type, months & deadlines
Your December 2026 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Voluntary Qualifying Period EDD: October 2026
Question from Rose
Sep 1, 2026

EDD ko at either October or November 2026, nagstart ako maghulog ng March 2026 - July 2026 hindi ako nakapaghulog ng August 2026 pwede kopa kaya ihabol hulugan yan ngayung September dodoblihin ko nalang po

Answer from SSS Maternity Calculator Team Answered Sep 1, 2026

Hi mommy 😊 Kung October or November 2026 ang actual delivery, pareho po ang qualifying period: July 2025–June 2026.

So sa hulog mo:

March–June 2026 ✅ counted
July 2026 ❌ hindi na counted
August 2026 ❌ hindi na rin counted

At mommy, hindi puwedeng doblehin ang September contribution para mapalitan ang missed August. Magkaibang contribution months po sila.

Kung valid at posted ang March, April, May at June 2026, mayroon ka nang 4 qualifying contributions, kaya pasado ka na sa minimum na 3 months for MatBen qualification.

🎥 October 2026 EDD guide:
https://youtu.be/DdHsEl6zse0

🎥 November 2026 EDD guide:
https://youtu.be/gcbi5XMtmeQ

Check your EDD, member type, months & deadlines
Your October 2026 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Voluntary Qualifying Period EDD: January 2027
Question from None
Aug 31, 2026

Anoang qualifying period kung kung first week of January ang delivery.

Answer from SSS Maternity Calculator Team Answered Aug 31, 2026

Hi mommy 😊 Kung first week of January 2027 ang actual delivery, ang qualifying period mo ay October 2025–September 2026.

Kailangan may at least 3 valid monthly contributions within that period para maka-qualify sa SSS maternity benefit. Hindi required na kumpleto lahat ng 12 months.

🎥 January 2027 EDD guide:
https://youtu.be/AosGUymw4G8?si=nXlEDVfDNdHIIzxz

Check your EDD, member type, months & deadlines
Your January 2027 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Open direct answer
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