SSS Maternity Questions & Answers

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Employee Contribution / Payment Deadline EDD: November 2026

Question from Ruffa

Asked Jun 30, 2026

Accurate po ba ang SSS MATERNITY BENEFIT CALCULATOR? Kase po EDD ko ng NOV 2026 ang hulog ko mula Oct2025-Dec2025 ay 1875 netong Jan2026 naman ay 2475 Feb2026 ay 1950 at Mar2026-April2026 ay 2100 base sa calculator 70k daw po makukuha ko pero sabi ni company nasa 42k lang makukuha ko. Bakit po kaya ganun?

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Answer from SSS Maternity Calculator Team: Answered Jun 30, 2026

Hi mommy yes po accurate, Possible nagkaiba kasi baka sa calculator na-enter mo yung hulog as employee share/payslip deduction, kaya lumabas ₱70k. Pero kung yung ₱1,875–₱2,475 ay total SSS contribution, hindi pa siya max. Para maka-₱70k, kailangan 6 highest months mo ay nasa ₱20,000 MSC / max Regular SS basis. Based sa hulog mo as total contribution, rough estimate is around ₱47k–₱48k, not ₱70k. Kaya possible na mas malapit ang company estimate na ₱42k, lalo na kung may months na hindi pa posted/accepted or lower MSC ang ginamit nila.

Check mo ulit dito and choose the right input type:
https://sssmaternitybenefitscalculator.com

Check your exact qualifying months and deadlines

See which contribution months may count based on your EDD and SSS member type.

Check My Months & Deadlines

Related Questions

Voluntary Contribution / Payment Deadline EDD: March 2026

Question from Jessica

Asked Jul 27, 2026

EDD ko po March 2026 at Voluntary member po ako. Sa calculator, wala po akong inilagay na paid/posted contribution sa qualifying period. Gusto ko pong malaman kung maaari ko pang bayaran ang March 2027 and April 2027 para maka-qualify sa SSS maternity benefit. Ang tanong ko po: Nag check ako sa calculator ng maternity benefit ng sss totoo bang pwede ko pa mahulugan ang qualifying dates ko from july to September para maka avail ng maternity benefit?

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Answer from SSS Maternity Calculator Team: Answered Jul 27, 2026

Hi mommy 😊 Pakicheck muna ang year kasi magkaiba ang sagot:

Kung March 2027 ang EDD mo, ang qualifying period mo ay October 2025–September 2026.

Yes, possible na makatulong ang July, August, September 2026 para maka-qualify, basta mabayaran gamit valid PRN at ma-post before October 2026. Para safe, bayaran mo siya on or before end of September 2026, kasi October 2026 ang start ng semester of contingency mo.

Pero ang March 2027 at April 2027 na hulog ay hindi na counted sa March 2027 MatBen.

Kung March 2026 talaga ang EDD mo, hindi na po hahabol ang July–September 2026 or 2027 payments, kasi tapos na ang qualifying period.

Last QP month for March 2027 EDD: September 2026 — qualifying payments should be made on or before end of September 2026.

Watch the EDD March 2027 guide:
https://youtu.be/Wk5uDmaHl4g?si=CWFjXwU72xBWm_fW

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your exact qualifying months and deadlines

See which contribution months may count based on your EDD and SSS member type.

Check My Months & Deadlines

Voluntary Contribution / Payment Deadline EDD: February 2027

Question from Maria

Asked Jul 26, 2026

EDD ko po February 2027 at Voluntary member po ako. Sa calculator, wala po akong inilagay na paid/posted contribution sa qualifying period. Gusto ko pong malaman kung maaari ko pang bayaran ang July 2026, August 2026, and September 2026 para maka-qualify sa SSS maternity benefit. Ang tanong ko po: how much po ang ihuhulog ko sa 3 months?

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Answer from SSS Maternity Calculator Team: Answered Jul 27, 2026

Hi mommy 😊 Kung February 2027 ang EDD mo, ang qualifying period mo ay October 2025–September 2026.

Kung wala ka pang ibang paid/posted contribution sa qualifying period, kailangan mo ng at least 3 months para maka-qualify.

For July, August, September 2026, ito ang practical options:

Best for higher MatBen:
₱3,000 per month × 3 months = ₱9,000 total
Estimated MatBen for normal/CS 105 days: around ₱35,000

Minimum only:
₱750 per month × 3 months = ₱2,250 total
Estimated MatBen for normal/CS 105 days: around ₱8,750

So kung kaya ng budget at ang goal mo ay mas mataas ang maternity benefit, ₱3,000 per month ang mas okay. No need na lumampas sa ₱3,000 per month for MatBen purpose kasi SSS maternity computation is based only up to ₱20,000 regular MSC.

Important: bayaran at ma-post ang July–September 2026 on or before September 2026 para safe, kasi October 2026 ang start ng semester of contingency mo.

Last QP month: September 2026 — qualifying payments should be made on or before end of September 2026.

Watch the EDD February 2027 guide:
https://youtu.be/FvI2gVRmKEM?si=ejIDbagMWfc4NPn0

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your exact qualifying months and deadlines

See which contribution months may count based on your EDD and SSS member type.

Check My Months & Deadlines

Voluntary Contribution / Payment Deadline EDD: February 2027

Question from Maria

Asked Jul 26, 2026

EDD ko po February 2027 at Voluntary member po ako. Sa calculator, wala po akong inilagay na paid/posted contribution sa qualifying period. Gusto ko pong malaman kung maaari ko pang bayaran ang July 2026, August 2026, September 2026, October 2026, November 2026, December 2026, and January 2027 para maka-qualify sa SSS maternity benefit. Ang tanong ko po: How much is my maternity benefit?

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Answer from SSS Maternity Calculator Team: Answered Jul 27, 2026

Hi mommy 😊 Kung February 2027 ang EDD mo, ang qualifying period mo ay October 2025–September 2026.

Para maka-qualify, kailangan may at least 3 paid and posted contributions within that period.

Sa months na gusto mong bayaran:

✅ July 2026, August 2026, September 2026 — possible counted, basta paid and posted on time before October 2026.
❌ October 2026, November 2026, December 2026, January 2027 — hindi na counted sa February 2027 MatBen kasi nasa semester of contingency na sila.

Kung July–September 2026 lang ang valid paid months mo at ₱3,000 total SSS contribution per month, estimated maternity benefit mo for normal/CS 105 days is around ₱35,000.

Tataas lang siya kung may iba ka pang valid paid/posted contributions within October 2025–September 2026.

Last QP month: September 2026 — qualifying payments should be made on or before end of September 2026.

Watch the EDD February 2027 guide:
https://youtu.be/FvI2gVRmKEM?si=ejIDbagMWfc4NPn0

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your exact qualifying months and deadlines

See which contribution months may count based on your EDD and SSS member type.

Check My Months & Deadlines

SSS Maternity Questions & Answers

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