SSS Maternity Questions & Answers

Find a real answered situation first, or ask a new question when your case is different.

Shared Answer

Back to All Questions
Employee Employer / Resigned / Separated EDD: January 2027
Question from Diana
Asked Jul 6, 2026

EDD ko po is January 2027, I have SSS contribution from Oct 2025 to March 2026, however separated na ako sa company ko and still looking for a job can i change my member status to Voluntary muna para manotify ko ang SSS about my pregnancy? Also once nakahanap ng bagong job machichange din naman po uung status again to Employee diba?

Open direct answer
Answer from SSS Maternity Calculator Team: Answered Jul 7, 2026

Yes mommy 😊 Pwede kang mag-change to Voluntary, pero hindi required iyon para lang makapag-submit ng MAT-1. As a separated member, puwede kang mag-notify directly through My.SSS or SSS Mobile App.

Kung gusto mong ituloy ang hulog, generate a PRN and choose “Voluntary Member.” Automatic magbabago ang status mo—no form or supporting documents needed. Kapag may bago ka nang employer at nag-remit na sila, magiging Employed ulit ang coverage mo. Huwag lang mag-voluntary at employer payment sa parehong month.

For EDD January 2027, QP mo is October 2025–September 2026. Counted ang Oct 2025–March 2026, so may 6 contributions ka na basta posted. if quarterly mo babayran yung July to Sept ang due nya is on or before end of Sept.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com

Check how to file after resignation or separation
See whether you should file through your former employer or directly with SSS.

Related Questions

Employee MAT-2 / Claim Filing
Question from Anne
Asked Jul 25, 2026

Kapapanganak ko palang ng july 11 via CS, ngayon palang maaasikaso ang maternity benefits. Gaano kaya katagal ito maprocess at makakuha?

Open direct answer
Answer from SSS Maternity Calculator Team: Answered Jul 26, 2026

Hi mommy 😊 Since July 11 ka nanganak via CS, pwede mo na asikasuhin ang Maternity Benefit Application basta complete ang documents.

Kung self-filing/voluntary/separated ka, usually around 7 working days ang processing kapag complete at okay ang uploaded documents. After approval, possible may dagdag pang few banking days bago pumasok sa enrolled disbursement account.

Kung employed ka, usually employer/HR ang mag-aasikaso. Dapat i-advance ng employer ang full SSS maternity benefit within 30 days from filing of maternity leave application, then sila ang ire-reimburse ni SSS.

Prepare mo mommy ang child’s Certificate of Live Birth / registered birth document, proof/receipt from LCR if newly registered, and make sure active/approved ang Disbursement Account sa My.SSS para walang delay.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Prepare the correct maternity claim requirements
Review the filing documents and steps that may apply before submitting your claim.
Employee General Question
Question from Kath
Asked Jul 24, 2026

Edd ko July tapos Ang hulog ko Nov. 2025 Hanggang June 2026 magkano Ang mat Ben ko

Open direct answer
Answer from SSS Maternity Calculator Team: Answered Jul 26, 2026

Hi mommy 😊 Kung July 2026 ang EDD/actual delivery mo, ang qualifying period mo ay April 2025–March 2026.

Sa hulog mo na November 2025–June 2026, ang counted lang sa MatBen ay November 2025–March 2026 basta paid and posted on time. Hindi na counted ang April–June 2026 kasi nasa semester of contingency na sila.

May at least 5 counted months ka, so possible kang qualified. Pero hindi pa masasabi ang exact amount without your monthly contribution or MSC.

Example: kung ₱3,000 total contribution per month ang counted months mo, possible estimate for 105 days ay around ₱58,333. Kung mas mababa ang hulog, mas mababa rin ang benefit.

Last QP month: March 2026 — qualifying payments should be made on or before end of March 2026.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your estimated SSS maternity benefit
Use your member type, EDD, and contribution details to get a personalized estimate and next steps.
Employee General Question
Question from Swati
Asked Jul 23, 2026

maternity leave with caregiver allocation upto 7 days so sss maternity will 98 days for mother and payment of sss is 98days? what about 7 days payment?

Open direct answer
Answer from SSS Maternity Calculator Team: Answered Jul 26, 2026

Hi mommy 😊 Yes, kapag nag-allocate ka ng 7 days sa father or qualified caregiver, mababawasan ang leave days mo.

So instead of 105 days, magiging 98 days kay mommy + 7 days sa father/caregiver. Hindi siya additional 7 days on top of 105 days — transferred days po siya.

Yung 7 days payment/leave ay dapat i-process ng employer ng father/caregiver, basta employed siya and may written notice/allocation proof. If hindi niya nagamit or may issue, ipa-verify sa SSS/HR para maayos ang adjustment.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your estimated SSS maternity benefit
Use your member type, EDD, and contribution details to get a personalized estimate and next steps.

Preparing for Baby Expenses?

Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery. Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.

Apply for a UnionBank Credit Card
To top