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SSS Maternity Questions & Answers

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Question

Employee Contribution / Payment Deadline
Question from Fatima
Jul 11, 2026

Pano ko po malalaman kung magkano makukuha ko sa maternity ben.

Answer from SSS Maternity Calculator Team Answered Jul 11, 2026

Hi mommy 😊 Para malaman kung magkano ang possible maternity benefit mo, kailangan mo muna ang:

EDD or actual delivery date
Monthly posted SSS contributions or MSC
Kung ang amount na alam mo ay employee share lang or total SSS contribution

Hindi po total years of hulog ang basehan. Gagamitin ni SSS ang 6 highest MSCs within your qualifying period, at kailangan may at least 3 paid at posted contributions doon.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

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Other recently answered cases with a similar situation or member type.

Question

Contribution / Payment Deadline EDD: February 2027
Question from Mommy
Sep 8, 2026

EDD ko is FEBRUARY 2027 may hulog ako ng OCTOBER 2025-APRIL 2026 qualified parin ba yun maternity benefits

Answer from SSS Maternity Calculator Team Answered Sep 12, 2026

Hi mommy 😊 Yes po, qualified ka based sa contributions na sinabi mo, provided valid at posted lahat sa My.SSS.

For EDD February 2027, ang qualifying period mo ay October 2025–September 2026. Since may hulog ka from October 2025 hanggang April 2026, mayroon kang 7 qualifying months, which is more than the minimum 3 monthly contributions required.

So kahit wala kang hulog from May–September 2026, possible ka pa ring qualified. Ang exact MatBen amount naman will depend sa 6 highest MSCs within your qualifying period.

🎥 February 2027 EDD guide:
https://youtu.be/FvI2gVRmKEM?si=ejIDbagMWfc4NPn0

Check your EDD, member type, months & deadlines
Your February 2027 EDD is already selected. Confirm the date and choose your member type to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
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You can also check useful baby essentials on Shopee.
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Question

Voluntary Contribution / Payment Deadline EDD: July 2020
Question from Mommy
Sep 8, 2026

EDD of ectopic pregnancy July 20,2020 tapos may hulog ako january hanggang june 2020

Answer from SSS Maternity Calculator Team Answered Sep 12, 2026

Hi mommy 😊 If ang actual ectopic pregnancy/termination date mo ay July 20, 2020, ang qualifying period mo ay April 2019–March 2020.

So sa contributions na sinabi mo:

January 2020 ✅ counted
February 2020 ✅ counted
March 2020 ✅ counted
April–June 2020 ❌ hindi na kasama sa qualifying period

If valid at properly paid ang January–March 2020, mayroon kang required 3 qualifying contributions, so possible kang qualified for SSS maternity benefit for 60 days dahil covered ang ectopic pregnancy under miscarriage/ETP benefits.

Good news din mommy: SSS maternity claims may be filed within 10 years from the date of miscarriage/ETP, so kung July 20, 2020 ang actual date, possible pa ring mag-file ngayon subject to SSS validation and complete medical documents.

Check your EDD, member type, months & deadlines
Your July 2020 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Contribution / Payment Deadline EDD: March 2027
Question from Mommy
Sep 7, 2026

Good morning po,
Ang EDD ko po ay March 2027,
binayaran ko po ang April, May, at June last July 2026 na tig 3,000. At plan na bayaran ang July, August at September this month din po na tig 3,000.
Ngayon po ang tanong ko, pasok ba ang payment ko sa April - June sa computation ng Maternity benefits ko? May iilan kasing nagsasabi na baka hindi ito mapasama sa computation kasi late payment.

Answer from SSS Maternity Calculator Team Answered Sep 7, 2026

Hi mommy 😊 Yes po, pasok ang April–June 2026 payments mo for EDD March 2027, provided nabayaran sila on or before July 31, 2026 at properly posted sa My.SSS. Hindi po sila considered late kung within that quarterly deadline ang payment.

Ang qualifying period mo ay October 2025–September 2026, kaya counted ang:

April–June 2026 ✅
July–September 2026 ✅

If mabayaran mo rin ang July–September before October at ₱3,000/month lahat ng 6 months, possible kang umabot sa ₱70,000 MatBen for 105-day live childbirth, provided valid at posted lahat. 😊

🎥 March 2027 EDD guide:
https://youtu.be/Wk5uDmaHl4g?si=CWFjXwU72xBWm_fW

Check your EDD, member type, months & deadlines
Your March 2027 EDD is already selected. Confirm the date and choose your member type to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Open direct answer
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