Hi, I just started working when I found out that I was pregnant, my EDD is March 2027. I stopped for more than 6 months, and I was not able to pay for my monthly contribution during those months. How much do I need to pay for me to get the max of maternity benefits? My company is paying premium
Hi mommy 😊 For EDD March 2027, ang qualifying period mo ay October 2025–September 2026.
To get the maximum ₱70,000, kailangan may 6 months na ₱20,000 MSC within that qualifying period. If you just started working and wala kang hulog for more than 6 months before, hindi na usually puwedeng habulin ang missed months just to reach the maximum. SSS uses the 6 highest MSCs in the qualifying period, and at least 3 paid contributions are required.
If your company pays only July–September 2026 at maximum MSC, possible ka pa ring qualified, pero estimate is around ₱35,000 for 105 days, not ₱70,000. To reach ₱70,000, dapat may 6 valid max-MSC months, not only 3.
Ask HR to make sure your July, August, and September 2026 contributions are paid and posted under the correct salary/MSC.
Last QP month: September 2026 — qualifying payments should be made on or before end of September 2026.
Watch the EDD March 2027 guide:
https://youtu.be/Wk5uDmaHl4g?si=CWFjXwU72xBWm_fW
Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com