SSS Maternity Help

SSS Maternity Questions & Answers

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Question

Employee MAT-2 / Claim Filing
Question from Anne
Jul 25, 2026

Kapapanganak ko palang ng july 11 via CS, ngayon palang maaasikaso ang maternity benefits. Gaano kaya katagal ito maprocess at makakuha?

Answer from SSS Maternity Calculator Team Answered Jul 26, 2026

Hi mommy 😊 Since July 11 ka nanganak via CS, pwede mo na asikasuhin ang Maternity Benefit Application basta complete ang documents.

Kung self-filing/voluntary/separated ka, usually around 7 working days ang processing kapag complete at okay ang uploaded documents. After approval, possible may dagdag pang few banking days bago pumasok sa enrolled disbursement account.

Kung employed ka, usually employer/HR ang mag-aasikaso. Dapat i-advance ng employer ang full SSS maternity benefit within 30 days from filing of maternity leave application, then sila ang ire-reimburse ni SSS.

Prepare mo mommy ang child’s Certificate of Live Birth / registered birth document, proof/receipt from LCR if newly registered, and make sure active/approved ang Disbursement Account sa My.SSS para walang delay.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

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Other recently answered cases with a similar situation or member type.

Question

Employee MAT-1 EDD: December 2026
Question from Ella
Sep 3, 2026

Possible po ba na ako na lang mag file ng MAT1 kesa si employer?

Answer from SSS Maternity Calculator Team Answered Sep 3, 2026

Hi mommy 😊 Kung currently employed ka, employer/HR po talaga ang dapat mag-file/transmit ng MAT-1 sa SSS. Ikaw muna ang mag-notify sa employer tungkol sa pregnancy at EDD, then sila ang mag-submit through their Employer My.SSS account.

Ang direct online MAT-1 filing sa member account ay para sa Voluntary, Self-Employed, OFW, at Non-Working Spouse members.

So kung Employee ka pa, mas safe na dumaan sa HR/employer para tama ang record at walang issue later sa MatBen claim. 😊

🎥 How to File SSS MAT-1 Online:
https://youtu.be/ackBt_sWnvY

Check your EDD, member type, months & deadlines
Your December 2026 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
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You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Employee Qualifying Period EDD: February 2027
Question from Ericka
Aug 29, 2026

EDD ko February 28, 2027. Between the qualifying period na October 2025-September 2026, di ko po nahulogan yung October 2025 since kaka start ko palang ng work ko niyan, and February 2026 is kaka start ko uli for my new work so wala pong hulog. Do I still need na hulogan po ang October 2025 and February 2026 para qualified po ako maka avail sa benefits?

Answer from SSS Maternity Calculator Team Answered Aug 30, 2026

Hi mommy 😊 Hindi mo na kailangang habulin ang October 2025 at February 2026 para lang maka-qualify, as long as mayroon kang at least 3 valid posted contributions within your qualifying period na October 2025–September 2026. (sss.gov.ph)

So kahit may gaps ka sa October 2025 at February 2026, okay lang po iyon. Hindi required na complete lahat ng 12 months.

Since Employee ka, employer ang responsible sa contributions for the months na actually employed ka. Hindi mo rin dapat personal na bayaran retroactively ang months na wala ka pang employer or wala kang applicable contribution.

Ang important is: check your My.SSS and make sure may at least 3 posted months from October 2025–September 2026. If meron, possible ka nang qualified. ✅

🎥 February 2027 EDD guide:
https://youtu.be/FvI2gVRmKEM?si=ejIDbagMWfc4NPn0

Check your EDD, member type, months & deadlines
Your February 2027 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Employee Qualifying Period EDD: November 2026
Question from Aileen
Aug 28, 2026

Edd ko po is November 2026 may hulog po ako ng buong taon ng January to December 2025 pro January ng 2026 nakaleave at February at March lang ng 2026 ang may hulog q tanong q po qualified poba q makakuha ng Maternity salamat po.

Answer from SSS Maternity Calculator Team Answered Aug 30, 2026

Hi mommy 😊 Yes po, qualified ka based sa contributions na sinabi mo.

For EDD November 2026, ang qualifying period mo ay July 2025–June 2026. Kailangan lang ng at least 3 valid monthly contributions within this period.

Since may hulog ka buong 2025, counted dito ang:

July–December 2025 ✅ = 6 months
February–March 2026 ✅ = 2 months

So kahit walang hulog noong January 2026, mayroon ka pa ring 8 qualifying months, kaya pasado ka sa minimum requirement. 😊

Ang exact amount naman ng MatBen mo will depend sa 6 highest MSCs mo within July 2025–June 2026.

🎥 November 2026 EDD guide:
https://youtu.be/gcbi5XMtmeQ?si=IqRNUneGHZ2V5A6q

Check your EDD, member type, months & deadlines
Your November 2026 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Open direct answer
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