SSS Maternity Questions & Answers

Find a real answered situation first, or ask a new question when your case is different.

Find an Answer Use the Calculator

Shared Answer

Back to All Questions
Employee Employer / Resigned / Separated
Question from Rona
Asked Jul 30, 2026

Last duty ko sa August 31, nagresign na po ako. Makukuha ko ba ng buo yung maternity ko or kalahati lang makukuha ko

Open direct answer
Answer from SSS Maternity Calculator Team: Answered Jul 30, 2026

Hi mommy 😊 Hindi po automatic na kalahati lang ang makukuha dahil nag-resign ka.

Kung qualified ka sa SSS maternity benefit, dapat based pa rin ang amount sa SSS computation mo — hindi siya hinahati dahil lang separated/resigned ka.

Pero dahil last duty mo August 31 at resigned ka na, importante kung kailan ang delivery mo:

Kung manganak ka within 6 months from separation, usually kailangan ng Certificate of Separation from employer na may effective date at nakalagay na no advance payment was granted.
Kung hindi na employer ang mag-aadvance, possible na directly to your enrolled SSS disbursement account ang payment.

Makukuha mo ang full SSS maternity benefit kung qualified ka at complete ang documents. Mababa or kulang lang ang net proceeds kung may deduction, loan balance, adjustment, or may contribution months na hindi counted.

Best gawin mommy: request ka agad sa HR ng Certificate of Separation with no advance payment, then make sure approved ang bank/e-wallet mo sa My.SSS DAEM.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check how to file after resignation or separation
See whether you should file through your former employer or directly with SSS.
Check My Filing Route

Related Questions

Employee Contribution / Payment Deadline EDD: February 2027
Question from Sherlyn
Asked Aug 8, 2026

EDD ko po February 2027 at Employee member po ako. Sa calculator, wala po akong inilagay na paid/posted contribution sa qualifying period. Gusto ko pong malaman kung maaari ko pang bayaran ang August 2026 para maka-qualify sa SSS maternity benefit. Ang tanong ko po: May hulog ang employer ko noong may at july wala po ako hulog ng june

Open direct answer
Answer from SSS Maternity Calculator Team: Answered Aug 8, 2026

Yes mommy 😊 For EDD February 2027, qualifying period mo is October 2025–September 2026.

Since Employee ka, employer po ang magre-remit ng contributions. If posted na ang May at July, pwede maging 3rd contribution ang August 2026 once remitted by your employer. Yung missing June, follow up din sa employer—hindi dapat mawala ang benefit rights mo dahil lang sa employer remittance issue.

👉 September 2026 ang last qualifying month, at regular employer due date nito is on or before end of October 2026.

Check here mommy:
https://sssmaternitybenefitscalculator.com

February 2027 guide:
https://youtu.be/FvI2gVRmKEM?si=ejIDbagMWfc4NPn0

Check your exact qualifying months and deadlines
See which contribution months may count based on your EDD and SSS member type.
Check My Months & Deadlines
Employee General Question
Question from Fatima
Asked Aug 5, 2026

Good morning,edd ko sa Oct.2026, nahulugan lang ang contribution ko dec.2025 - 750.00
Feb.2026- 1950.00
March-1950.00
April - 2025.00
May- 2025.00
June -2025.00

Magkano kaya makukuha Kong matben?salamat po sa sasagot..

Open direct answer
Answer from SSS Maternity Calculator Team: Answered Aug 5, 2026

Hi mommy 😊 Kung October 2026 ang EDD mo, ang qualifying period mo ay July 2025–June 2026.

Based sa hulog mo:

Dec 2025 – ₱750 = around ₱5,000 MSC
Feb 2026 – ₱1,950 = around ₱13,000 MSC
Mar 2026 – ₱1,950 = around ₱13,000 MSC
Apr 2026 – ₱2,025 = around ₱13,500 MSC
May 2026 – ₱2,025 = around ₱13,500 MSC
Jun 2026 – ₱2,025 = around ₱13,500 MSC

Assuming paid and posted on time lahat at before July 2026, possible qualified ka kasi may 6 months ka sa qualifying period.

Estimated MatBen for 105 days is around ₱41,708.

Kung qualified solo parent ka, 120 days, estimate is around ₱47,667.

Important mommy: kung yung April–June 2026 ay binayaran lang July 2026 or after, possible hindi siya counted sa October 2026 MatBen kasi July 2026 na ang start ng semester of contingency.

Last QP month: June 2026 — qualifying payments should be made on or before end of June 2026.

October 2026 guide:
https://youtu.be/DdHsEl6zse0?si=Vin69432t-YOf0w2

Check estimate here:
https://sssmaternitybenefitscalculator.com

QP checker:
https://sssmaternitybenefitscalculator.com/sss-maternity-qualifying-period/

Check your estimated SSS maternity benefit
Use your member type, EDD, and contribution details to get a personalized estimate and next steps.
Use the Maternity Calculator
Employee General Question
Question from Marianne
Asked Aug 5, 2026

Hindi ko pa napa update ang sss ko from employed to voluntary. November edd ko. May matatanggap paba ako?

Open direct answer
Answer from SSS Maternity Calculator Team: Answered Aug 5, 2026

Hi mommy 😊 Kung November 2026 ang EDD mo, ang qualifying period mo ay July 2025–June 2026.

Hindi automatic na mawawala ang MatBen dahil hindi mo pa na-update from Employed to Voluntary. Ang importante ay kung may at least 3 paid and posted contributions ka within July 2025–June 2026.

Kung may hulog ka from employer within that period, possible qualified ka pa rin.

Pero kung wala kang hulog sa qualifying period at ngayon ka pa lang magbabayad as voluntary, hindi na po makakahabol for November 2026 MatBen kasi July 2026 ang start ng semester of contingency. Contributions paid within or after that semester are not counted.

Pwede ka pa rin mag-update/pay as Voluntary for future SSS benefits, pero hindi na siya makakadagdag sa November 2026 maternity computation.

Last QP month: June 2026 — qualifying payments should be made on or before end of June 2026.

November 2026 guide:
https://youtu.be/gcbi5XMtmeQ?si=IqRNUneGHZ2V5A6q

Check estimate here:
https://sssmaternitybenefitscalculator.com

QP checker:
https://sssmaternitybenefitscalculator.com/sss-maternity-qualifying-period/

Check your estimated SSS maternity benefit
Use your member type, EDD, and contribution details to get a personalized estimate and next steps.
Use the Maternity Calculator

Looking for additional payment flexibility?

Explore an optional UnionBank credit-card offer for planned or unexpected expenses. Approval, fees, eligibility, credit limit, and terms remain subject to UnionBank.

View UnionBank Offer
To top