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SSS Maternity Questions & Answers

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Question

Employee MAT-1 EDD: September 2026
Question from Dani
Aug 25, 2026

Nag notification ako sa sss about pregnancy ko.employed ako dati makokoha ko pa rin bha benefits ko

Answer from SSS Maternity Calculator Team Answered Aug 26, 2026

Hi mommy 😊 Yes po, possible ka pa ring makatanggap ng SSS Maternity Benefit kahit employed ka dati at separated na ngayon. Ang importante ay qualified ka based sa contributions mo at properly filed ang maternity notification. SSS states that separated/unemployed members can be paid directly by SSS once the claim is approved.

Kung within 6 months from separation ang delivery mo, possible hingin ang Certificate of Separation showing the effective separation date and that walang maternity benefit advance na binigay ng previous employer.

Send mo lang mommy ang EDD/actual delivery date + months na may hulog, then mache-check natin kung qualified ka.

Check your EDD, member type, months & deadlines
Your September 2026 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
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Related questions

Other recently answered cases with a similar situation or member type.

Question

Employee MAT-1 EDD: December 2026
Question from Ella
Sep 3, 2026

Possible po ba na ako na lang mag file ng MAT1 kesa si employer?

Answer from SSS Maternity Calculator Team Answered Sep 3, 2026

Hi mommy 😊 Kung currently employed ka, employer/HR po talaga ang dapat mag-file/transmit ng MAT-1 sa SSS. Ikaw muna ang mag-notify sa employer tungkol sa pregnancy at EDD, then sila ang mag-submit through their Employer My.SSS account.

Ang direct online MAT-1 filing sa member account ay para sa Voluntary, Self-Employed, OFW, at Non-Working Spouse members.

So kung Employee ka pa, mas safe na dumaan sa HR/employer para tama ang record at walang issue later sa MatBen claim. 😊

🎥 How to File SSS MAT-1 Online:
https://youtu.be/ackBt_sWnvY

Check your EDD, member type, months & deadlines
Your December 2026 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Voluntary MAT-1 EDD: January 2027
Question from Dianna
Sep 3, 2026

EDD KO JANUARY 08 2027 MAY HULOG AKO MULA FEBRUARY HANGGANG SEPTEMBER 30 QUALIFAYING BA AKO SA MATERNITY BENEFITS

Answer from SSS Maternity Calculator Team Answered Sep 3, 2026

Hi mommy 😊 Yes po, qualified ka based sa contributions na sinabi mo, provided valid at posted lahat sa My.SSS.

For EDD January 8, 2027, ang qualifying period mo ay October 2025–September 2026.

Yung hulog mo na February–September 2026 ✅ counted lahat, so mayroon kang 8 qualifying months. Lampas na ito sa minimum na 3 monthly contributions needed to qualify for SSS maternity benefit.

Ang exact amount ng MatBen mo will depend sa 6 highest MSCs within that qualifying period.

🎥 January 2027 EDD guide:
https://youtu.be/AosGUymw4G8

Check your EDD, member type, months & deadlines
Your January 2027 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Employee Qualifying Period EDD: February 2027
Question from Ericka
Aug 29, 2026

EDD ko February 28, 2027. Between the qualifying period na October 2025-September 2026, di ko po nahulogan yung October 2025 since kaka start ko palang ng work ko niyan, and February 2026 is kaka start ko uli for my new work so wala pong hulog. Do I still need na hulogan po ang October 2025 and February 2026 para qualified po ako maka avail sa benefits?

Answer from SSS Maternity Calculator Team Answered Aug 30, 2026

Hi mommy 😊 Hindi mo na kailangang habulin ang October 2025 at February 2026 para lang maka-qualify, as long as mayroon kang at least 3 valid posted contributions within your qualifying period na October 2025–September 2026. (sss.gov.ph)

So kahit may gaps ka sa October 2025 at February 2026, okay lang po iyon. Hindi required na complete lahat ng 12 months.

Since Employee ka, employer ang responsible sa contributions for the months na actually employed ka. Hindi mo rin dapat personal na bayaran retroactively ang months na wala ka pang employer or wala kang applicable contribution.

Ang important is: check your My.SSS and make sure may at least 3 posted months from October 2025–September 2026. If meron, possible ka nang qualified. ✅

🎥 February 2027 EDD guide:
https://youtu.be/FvI2gVRmKEM?si=ejIDbagMWfc4NPn0

Check your EDD, member type, months & deadlines
Your February 2027 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Open direct answer
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