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SSS Maternity Questions & Answers

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Question

Member: Employee EDD: September 2026 MAT-1
Question from Dani
Aug 25, 2026

Nag notification ako sa sss about pregnancy ko.employed ako dati makokoha ko pa rin bha benefits ko

Answer from SSS Maternity Calculator Team Answered Aug 26, 2026

Hi mommy 😊 Yes po, possible ka pa ring makatanggap ng SSS Maternity Benefit kahit employed ka dati at separated na ngayon. Ang importante ay qualified ka based sa contributions mo at properly filed ang maternity notification. SSS states that separated/unemployed members can be paid directly by SSS once the claim is approved.

Kung within 6 months from separation ang delivery mo, possible hingin ang Certificate of Separation showing the effective separation date and that walang maternity benefit advance na binigay ng previous employer.

Send mo lang mommy ang EDD/actual delivery date + months na may hulog, then mache-check natin kung qualified ka.

Check your EDD, member type, months & deadlines
Your September 2026 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
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Check if You Qualify in 1–2 Minutes
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Related questions

Other recently answered cases with a similar situation or member type.

Question

Member: Employee EDD: October 2026 General Question
Question from PENNYLOU
Oct 15, 2026

ask ko lang Po paano Po kung 6 month Po Ang pi nile ko na leave

Answer from SSS Maternity Calculator Team Answered Oct 15, 2026

Pwede naman po kayong mag-leave ng **6 months** kung approved ng employer/company ninyo, pero hindi po buong 6 months ang covered ng SSS Maternity Benefit.

For live childbirth:

✅ **105 days** — paid maternity leave
✅ **120 days** — if qualified Solo Parent
✅ May option din na **additional 30 days leave without pay**

Kung gusto ninyo pong umabot ng **6 months**, yung remaining days beyond the maternity leave entitlement would normally depend na po sa **company policy and approval** — halimbawa vacation leave, other available leave credits, or leave without pay.

Hindi rin po lalaki ang SSS maternity benefit dahil 6 months ang pinili ninyong leave. The SSS benefit is still computed based on your qualifying contributions and applicable maternity leave days.

👉 Check estimated SSS Maternity Benefit:
https://sssmaternitybenefitscalculator.com/

📅 **October 2026 EDD guide:**
https://youtu.be/DdHsEl6zse0

🏥 PhilHealth Maternity Benefits Checker:
https://sssmaternitybenefitscalculator.com/philhealth-maternity-benefits-checker/

Check your EDD, member type, months & deadlines
Your October 2026 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Question

Member: Employee EDD: September 2026 General Question
Question from Rizalyn
Oct 12, 2026

Paano po maiwasan na Di ma reject Sa SSS EPT/Missed Abortion po ang case Ko
At ano po mga requirement po na need at Di dapat kalimutan?

Answer from SSS Maternity Calculator Team Answered Oct 12, 2026

Hi mommy 😊 For **Ectopic / missed abortion**, pinaka-important para maiwasan ang rejection is **complete at consistent ang medical documents**.

Since miscarriage/ETP na ang actual case, **actual date ng miscarriage/procedure** ang gagamitin ng SSS—not the old September 2026 EDD—para ma-determine ang qualifying period.

Since **Employee** ka, coordinate agad with your **HR/employer** dahil sila normally ang magpo-process ng maternity claim/reimbursement.

Prepare and keep clear copies of these, as applicable:

✅ **Ultrasound + written ultrasound report** confirming the pregnancy/missed abortion
✅ **Medical Certificate / Clinical Abstract / Discharge Summary / Records of Consultation** signed by your doctor
✅ Doctor’s **name and PRC license number** should be visible
✅ **Operation/OR record** if may D&C/procedure
✅ **Histopathology report** if tissue was examined
✅ Other proof of pregnancy such as **Beta HCG/pregnancy test**, if requested

⚠️ Avoid uploading **ultrasound film/photo only without the written report**, blurry documents, incomplete pages, or documents with conflicting dates/details.

You can check and prepare the claim documents here:

👉 **MAT-2 Guide + Free Document Tool:**
https://sssmaternitybenefitscalculator.com/sss-maternity-mat2-guide/

If the claim gets **rejected/denied**, copy the **exact rejection reason from the SSS email/message** here because there are several different reasons and each has a different fix:

👉 **SSS Rejected/Denied Checker:**
https://sssmaternitybenefitscalculator.com/sss-maternity-benefit-rejected-denied/

If you send the **actual miscarriage/procedure date**, we can also tell you the correct qualifying period. 😊

🎥 **Related SSS Maternity Guide:**
https://youtu.be/DdHsEl6zse0

Check your EDD, member type, months & deadlines
Your September 2026 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Question

Member: Employee EDD: November 2026 General Question
Question from Cora
Oct 12, 2026

To check benefit amount

Answer from SSS Maternity Calculator Team Answered Oct 12, 2026

Hi mommy 😊 For **EDD November 2026**, ang qualifying period mo is **July 2025 to June 2026**.

Para ma-check ang expected MatBen amount:

👉 Open **My.SSS → Contribution History**
👉 Copy the actual posted contributions from **July 2025–June 2026**
👉 Enter those exact amounts here:

https://sssmaternitybenefitscalculator.com

Since **Employee** ka and malapit na ang delivery, make sure din na **na-inform mo na ang HR/employer** and confirm na filed na ang **MAT-1 / Maternity Notification**.

After delivery, prepare na rin for the **Maternity Benefit Application / MAT-2**:

👉 https://sssmaternitybenefitscalculator.com/sss-maternity-mat2-guide/

🎥 **November 2026 EDD Guide:**
https://youtu.be/gcbi5XMtmeQ

Check your EDD, member type, months & deadlines
Your November 2026 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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