SSS Maternity Questions & Answers

Hi mommy 😊 Since employed ka and na-submit mo na sa HR ang requirements, possible na internal processing pa lang sa employer kaya wala ka pang nakikitang Maternity Application history or email from SSS.

For employed members, the employer normally advances the maternity benefit first, then sila ang magfa-file ng Maternity Benefit Reimbursement Application (MBRA) sa My.SSS after they have paid you. SSS states that the employer should advance the full maternity benefit within 30 days from the filing of your maternity leave application.

So mommy, magandang itanong kay HR:

“Na-submit na po ba sa SSS My.SSS Employer account ang maternity reimbursement application, or internal processing pa lang po?”

Kung one week pa lang since nagsubmit ka, possible normal pa po iyon. Pero keep your documents and ask HR for the SSS transaction/reference number once officially submitted para may proof ka na filed na talaga.

Yes mommy, possible na kailangan mo pa rin ng confirmation/document from your past employer, lalo na kung nanganak ka within 6 months from separation.

Usually ang hinihingi ni SSS is Certificate of Separation from Employment na nakalagay ang:

1. effective date of separation
2. statement na wala kang natanggap na advance maternity benefit / no advance payment

This is listed by SSS for separated employment cases. Kung hindi mo makuha ang certificate, SSS also mentions an Affidavit of Undertaking as possible alternative for members who cannot secure the Certificate of Separation.

Simple answer:
Yes mommy, ask your previous HR/employer for Certificate of Separation with No Advance Payment. Kailangan ito para ma-prove sa SSS na hindi ka nabayaran ng employer before, so SSS can process the benefit directly to you.

Kung ayaw magbigay ang employer, ask SSS branch kung puwede ka gumamit ng Affidavit of Undertaking.

Hi mommy 😊 For EDD October 2026, ang 12-month qualifying period mo ay July 2025–June 2026. SSS requires at least 3 monthly contributions within this period.

Since may hulog ka from September 2025 to June 2026, lahat ng ito ay pasok sa qualifying period:

September 2025–June 2026 ✅ = 10 qualifying months

So based sa contribution months na sinabi mo, pasok ka na sa minimum 3-contribution requirement, provided valid at posted ang mga hulog mo.

Ang July 2026 onward ❌ hindi na kasama sa computation for October 2026 EDD dahil nasa Semester of Contingency na.

👉 Check your exact qualifying period here:
https://sssmaternitybenefitscalculator.com/sss-maternity-qualifying-period/

🎥 October 2026 EDD guide:
https://youtu.be/DdHsEl6zse0?si=Vin69432t-YOf0w2