SSS – Retirement

36x Guarantee

The 36x Guarantee ensures that retirees receive at least the equivalent of 36 months’ worth of monthly pension benefits. If the pensioner dies before receiving 36 months of payments, the balance is paid to beneficiaries as a lump sum. This ensures that contributions made over a lifetime are not lost and continue to support the pensioner’s family.

Also known as

  • three-year guarantee
  • 36-month guarantee

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Related SSS Maternity Benefits Guides

Preparing for Baby Expenses?

Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery. Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.

Apply for a UnionBank Credit Card
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