Credited Years of Service (CYS) represent the total number of years a member has contributed to SSS or has been granted credit based on established rules. A year counts as one CYS if the member has posted at least six contributions during that year. CYS is a major factor in computing retirement, disability, and death pensions, as each additional year increases the pension amount. Members with longer and more consistent contribution histories generally receive higher pension benefits.
Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery.
Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.
