The average daily benefit is the amount a member receives per day when claiming sickness or maternity benefits. It is computed using the Average Daily Salary Credit (ADSC), typically multiplied by a percentage such as 90% for sickness benefits.
This value determines how much financial support a member receives for each approved compensable day. Because the daily benefit is tied to contribution levels, higher MSC and consistent posting generally result in higher payouts.
Understanding average daily benefit allows members to forecast their potential SSS benefits and plan for temporary income loss due to illness, pregnancy, or hospitalization.
Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery.
Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.
