Compensable days refer to the number of days approved by SSS for sickness or maternity benefit payment. These are based on the doctor’s certification and further evaluation by SSS. Not all days of confinement or illness may be approved if documentation is incomplete or symptoms do not justify the claimed duration.
For sickness benefits, members can receive up to 120 days per calendar year, but only if each period of illness is medically validated. For maternity benefits, compensable days are fixed by law depending on the type of pregnancy, delivery, or emergency termination.
Compensable days directly affect the total amount of the benefit. Members should ensure medical certificates accurately reflect the duration of illness and employers file notifications on time to avoid rejection or reduction of compensable days.
Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery.
Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.