The Workers’ Investment and Savings Program (WISP) is a mandatory provident fund for members contributing beyond the regular MSC ceiling. It serves as an additional retirement savings layer designed to increase retirement income. Contributions to WISP are managed through professional investments, and benefits become available upon retirement, disability, or death. WISP strengthens the retirement safety net for middle-income earners.
Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery.
Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.
