SSS Maternity Questions & Answers

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Employee Contribution / Payment Deadline EDD: June 2026
Question from Rosemarie
Asked Jul 5, 2026

Edd ko po is June 20,2026, start po ako nag hulog is December 2024 Hanggang may 2026 750 per month .

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Answer from SSS Maternity Calculator Team: Answered Jul 5, 2026

Hi mommy 😊 For EDD June 20, 2026, ang qualifying period mo ay January–December 2025.

Since may hulog kang ₱750 monthly throughout 2025, qualified ka possible basta posted lahat. Kung ₱750 ang total contribution, estimated MATBEN mo ay around ₱17,500 for 105 days. SSS uses the six highest MSCs within the qualifying period.

Kung ₱750 ay employee share lang sa payslip, mas mataas ang possible amount.

Check your exact qualifying months and deadlines
See which contribution months may count based on your EDD and SSS member type.
OFW - Land-based Contribution / Payment Deadline EDD: November 2026
Question from Cil
Asked Jul 5, 2026

Hello po ask lang ako edd ko ngayon november 1st week po at may hulog aq January to june at mag huhulog pa po aq until October pasok po ba ako sa matben?
At kung ma pasok man ako magkano kaya ma kukuha ko?

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Answer from SSS Maternity Calculator Team: Answered Jul 5, 2026

Hi mommy 😊 For EDD November 2026, ang qualifying period mo ay July 2025–June 2026.

Counted ang hulog mong January–June 2026, kaya qualified ka possible basta paid on time at posted. Yung July–October 2026 hindi na kasama sa MATBEN computation.

Ang amount po depende sa monthly contribution/MSC mo. Kung maximum ang 6 months, possible up to ₱70,000 for normal/CS delivery. SSS uses the six highest MSCs within the qualifying period.

Last QP month: June 2026 dapat yung June contribution mo na bayaran mo xa on or before end of June.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your exact qualifying months and deadlines
See which contribution months may count based on your EDD and SSS member type.
Self-Employed Qualifying Period EDD: February 2027
Question from Rojam
Asked Jul 4, 2026

Edd ko po feb 2027, then kakafile ko lang po ng june 2026 ng self employed, pero may sss number na po ako since 2023 pa, mababayaran ko pa po ba yung jan- may 2026?

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Answer from SSS Maternity Calculator Team: Answered Jul 5, 2026

Hi mommy 😊 Since June 2026 ka lang registered as Self-Employed, usually hindi na puwedeng bayaran retroactively ang January–May 2026. Ang SSS self-employed coverage starts sa first contribution payment, at bawal ang back-payment para punan ang previous gaps.

For EDD February 2027, QP mo is October 2025–September 2026. Pwede mong bayaran ang July–September 2026; SSS Matben require atleast 3mons posted contribution kaya possible kang ma-qualify basta posted and paid on or before due date.kung di mo pa na pay ang June pwede po marin xa mahabol generate kalang ng PRN for June and pay on or before end of July.

June due date: July 31, 2026.
Last QP month: September 2026 contribution —mas safe bayaran by September 30, 2026.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com

Check your exact qualifying months and deadlines
See which contribution months may count based on your EDD and SSS member type.
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Voluntary Qualifying Period EDD: November 2026
Question from Elizabeth
Asked Jul 4, 2026

EDD ko po November 21, 2026 nakapag hulog po ako ng January to June 2026 minimum lang po 750 a month magkano po computation po ang matatanggap ko po pag ka panganak ko po.

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Answer from SSS Maternity Calculator Team: Answered Jul 5, 2026

Hi mommy 😊 For EDD November 21, 2026, ang qualifying period mo ay July 2025–June 2026.

Kung ₱750 ang total monthly contribution mo from January–June 2026, estimated MATBEN mo is around ₱17,500 for normal/CS delivery, basta paid on time at posted lahat. SSS uses the six highest MSCs within the qualifying period.

Last QP month: June 2026, kailangan na pay yung June contribution mo on or before end of june para pasok parin xa sa Qualifying Period.

Check mo rin dito mommy:
https://sssmaternitybenefitscalculator.com

Check your exact qualifying months and deadlines
See which contribution months may count based on your EDD and SSS member type.
Voluntary Qualifying Period EDD: February 2027
Question from Grace
Asked Jul 4, 2026

Edd ko po ng Feb 2027 pwede ko ppo ba ihabol yung hulog ng april

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Answer from SSS Maternity Calculator Team: Answered Jul 5, 2026

Yes mommy, pwede pa po possible 😊

For EDD February 2027, ang qualifying period mo ay October 2025–September 2026, kaya counted ang April 2026.

Kung Voluntary/SE ka, gumawa ka ng PRN for April–June 2026 quarter. Usually payable po or due nya on or before end of July 31, 2026, basta accepted at posted sa SSS.

Last QP month: September 2026—bayaran before October 2026 para safe. (this is applicable po kung matagal ka ng SSS member at kung hindi ka bagong lipat from Employed to Voluntary)

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your exact qualifying months and deadlines
See which contribution months may count based on your EDD and SSS member type.
Voluntary Qualifying Period EDD: November 2026
Question from Miemie
Asked Jul 4, 2026

Magkano makukuha ko pag ang Edd ko November and ang nahulugan ko lang is march 2025 to march 2026

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Answer from SSS Maternity Calculator Team: Answered Jul 5, 2026

Hi mommy 😊 For EDD November 2026, ang qualifying period mo ay July 2025 to June 2026.

Sa hulog mong March 2025–March 2026, counted ang July 2025–March 2026, kaya qualified ka possible basta posted sa SSS.

Hindi pa makukuha ang exact amount without monthly contribution amounts. If maximum ang 6 highest months mo example: 3k x 6mons based sa highest MSC ni SSS ngayong 2026, possible up to ₱70,000 for normal/CS delivery.

Last QP month: June 2026 — safest na paid/posted by June 30, 2026.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your exact qualifying months and deadlines
See which contribution months may count based on your EDD and SSS member type.
Voluntary Employer / Resigned / Separated
Question from Jonalyn
Asked Jul 4, 2026

Boss KO po naghuhulog non,tas naghinto po muna ako SA trabaho pero gusto kopo ako matuloy Ng sss KO po para po SA panganganak KO SA January 2027 po,pwede po BA Yun?

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Answer from SSS Maternity Calculator Team: Answered Jul 4, 2026

Yes mommy, pwede po 😊 Kung hindi ka na employed, gumawa ka ng PRN sa My.SSS at select mo lang yung Voluntary Member—automatic nitong ia-update ang membership type mo. Counted pa rin ang dating hulog ng employer basta posted at pasok sa QP.

For January 2027 EDD, QP mo October 2025–September 2026. Need at least 3 posted contributions. Bayaran mo lang po remaining months hanggang September 30, 2026 para safe; dont pay again yung mga months na nahulugan na ng employer.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check how to file after resignation or separation
See whether you should file through your former employer or directly with SSS.
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Voluntary Qualifying Period EDD: January 2027
Question from Ailene
Asked Jul 4, 2026

Edd ko po jan 11 pwde ko pa ba hulogan ang june to September bago ako manganak January 2027

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Answer from SSS Maternity Calculator Team: Answered Jul 4, 2026

Hi mommy 😊 For EDD January 11, 2027, ang qualifying period mo ay October 2025–September 2026.

Yes, counted ang June–September 2026 basta paid on time at posted. Kung Voluntary/SE ka, try mo mag generate PRN for April to June PRN—usually payable until July 31 basta hindi mabago ang EDD mo,then July–September on or before September 30, 2026 mo pay para safe.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com

Check your exact qualifying months and deadlines
See which contribution months may count based on your EDD and SSS member type.
Voluntary Employer / Resigned / Separated EDD: November 2026
Question from Ava
Asked Jul 4, 2026

Hi po, Edd ko po is Nov 2026, nagresign po ako last May and ang last contribution ko po ay month of april. Meron po akong regular contribution from 2025 (whole year) so bale Jan 2025-april 2026 po ang hulog ko. Magkano po kaya ang pwede ko makuha? pasom po ba ako sa qualifying period?

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Answer from SSS Maternity Calculator Team: Answered Jul 4, 2026

Hi mommy 😊 Pasok ka sa qualifying period.

For EDD November 2026, ang QP mo ay July 2025–June 2026. Counted ang hulog mo from July 2025–April 2026, kaya qualified ka possible basta posted sa SSS.

Ang amount ay depende sa 6 highest MSC/contributions mo. If maximum ang 6 highest months, possible up to ₱70,000 for normal/CS delivery. Hindi pa mako-compute exactly without the monthly amounts.

Since resigned ka na, prepare din ng Certificate of Separation with no advance maternity payment from your previous employer.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com

Check how to file after resignation or separation
See whether you should file through your former employer or directly with SSS.
Voluntary Disbursement / Bank EDD: January 2026
Question from Shai
Asked Jul 3, 2026

Nanganak Po ako ng January 7 2026 tapos nag file Po ako ng mat 1 kaso na reject Po sa disbursement, tapos awol Po ako may makukuha Po ba ako sa matben? Pasok po yung tatlong buwan Kong hulog May-July bali 5175 Po lahat ng contribution ko, magkano Po kaya makukuha ko kung sakaling pasok?

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Answer from SSS Maternity Calculator Team: Answered Jul 4, 2026

Hi mommy 😊 Since January 7, 2026 ka nanganak, ang qualifying period mo ay October 2024–September 2025.

Kung posted at on time ang May–July 2025, may 3 qualifying contributions ka, so possible qualified ka. Hindi automatic nawawala ang MATBEN dahil AWOL ka.

Kung ₱5,175 ang total posted contribution ng 3 months, rough estimate is around ₱20,125 for 105 days. Magbabago ito kung employee deduction lang ang ₱5,175 or hindi pantay ang monthly amounts.

Yung rejected disbursement account ay payment issue, not automatic disqualification. Ayusin mo muna at ipa-approve mo yung DAEM mo. Since separated/AWOL ka na, prepare din ang Certificate of Separation with no advance maternity payment; kung hindi makuha, may Affidavit of Undertaking option ang SSS.

Check your estimate here:
https://sssmaternitybenefitscalculator.com

Prepare the correct maternity claim requirements
Review the filing documents and steps that may apply before submitting your claim.

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Preparing for Baby Expenses?

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