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Question

Employee General Question EDD: July 2026
Question from Kath
Jul 24, 2026

Edd ko July tapos Ang hulog ko Nov. 2025 Hanggang June 2026 magkano Ang mat Ben ko

Answer from SSS Maternity Calculator Team Answered Jul 26, 2026

Hi mommy šŸ˜Š Kung July 2026 ang EDD/actual delivery mo, ang qualifying period mo ay April 2025ā€“March 2026.

Sa hulog mo na November 2025ā€“June 2026, ang counted lang sa MatBen ay November 2025ā€“March 2026 basta paid and posted on time. Hindi na counted ang Aprilā€“June 2026 kasi nasa semester of contingency na sila.

May at least 5 counted months ka, so possible kang qualified. Pero hindi pa masasabi ang exact amount without your monthly contribution or MSC.

Example: kung ā‚±3,000 total contribution per month ang counted months mo, possible estimate for 105 days ay around ā‚±58,333. Kung mas mababa ang hulog, mas mababa rin ang benefit.

Last QP month: March 2026 ā€” qualifying payments should be made on or before end of March 2026.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your July 2026 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
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Question

Voluntary General Question EDD: September 2026
Question from Jaja
Jul 24, 2026

magkano po kaya ang makukuha ko sa sss kung naghulog nmn po akong tig 3k sa tatlo buwan ngayon 2026,kasi para masigurado ko po kung magkano ba tlga ang makukuha ko pagkaanak ko po para sa bata ung edd ko po is sept 4,2026 voluntary po ako ung lumabas kasi estimated sakin parang ang baba nmn po un naba tlaga un po??or tataas pa nmn po??

Answer from SSS Maternity Calculator Team Answered Jul 26, 2026

Hi mommy šŸ˜Š Kung September 4, 2026 ang EDD mo, ang qualifying period mo ay April 2025ā€“March 2026.

Kung 3 months lang ang nahulugan mo ng ā‚±3,000 per month, possible kang qualified basta those months are within April 2025ā€“March 2026, paid on time, and posted.

Kung ā‚±3,000 total SSS contribution per month iyon, estimate for normal/CS 105 days is around ā‚±35,000. Hindi pa siya ā‚±70,000 kasi para sa maximum, kailangan usually 6 months na ā‚±20,000 MSC within the qualifying period.

Tataas lang siya kung may other valid paid/posting months ka pa within April 2025ā€“March 2026. Hindi na makakadagdag ang April 2026 onwards for September 2026 EDD.

Last QP month: March 2026 ā€” qualifying payments should be made on or before end of March 2026.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your September 2026 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
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Question

Self-Employed Contribution / Payment Deadline EDD: December 2026
Question from Julie
Jul 24, 2026

Edd ko po December 2026 tapos hulog ko po lahat mula January 2025 mag kano po kaya makukuha ko sa maternity benefit ko buntis po ako ngayon due date kopo August 4

Answer from SSS Maternity Calculator Team Answered Jul 26, 2026

Hi mommy šŸ˜Š Pakicheck muna po ang exact date kasi magkaiba ang computation:

Kung August 4, 2026 ang due date mo, ang qualifying period mo ay April 2025ā€“March 2026. Counted ang April 2025ā€“March 2026 basta paid and posted on time. Hindi na kasama ang April 2026 onwards.

Kung December 2026 talaga ang EDD mo, ang qualifying period mo ay July 2025ā€“June 2026. Counted ang July 2025ā€“June 2026 basta paid and posted on time.

Kung bayad ka since January 2025, possible qualified ka. Pero hindi pa po masasabi ang exact amount without your monthly contribution or MSC. Gagamitin ni SSS ang 6 highest MSCs within the correct qualifying period.

Maximum is ā‚±70,000 for normal/CS 105 days kung may 6 months na maximum MSC.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your December 2026 EDD and Self-Employed member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Self-Employed Contribution / Payment Deadline EDD: December 2026
Question from Julie
Jul 24, 2026

Edd ko kopo is December 2026 nahulog tas ngayon po buntes ako piro simula ng January 2025 po bayad ko po lahat pwd po malaman kong mag kano makukuha ko sa maternity benefit ko

Answer from SSS Maternity Calculator Team Answered Jul 26, 2026

Hi mommy šŸ˜Š Kung December 2026 ang EDD mo, ang qualifying period mo ay July 2025ā€“June 2026.

Kung bayad ka from January 2025 hanggang ngayon, counted sa MatBen ang July 2025ā€“June 2026 basta paid and posted on time. Possible kang qualified kasi higit sa 3 contributions ang meron ka.

Hindi pa po masasabi ang exact amount kasi kailangan malaman ang monthly contribution or MSC mo. Gagamitin ni SSS ang 6 highest MSCs within the qualifying period.

Maximum is ā‚±70,000 for normal/CS 105 days kung may 6 months na maximum MSC. Kung mas mababa ang hulog, mas mababa rin ang benefit.

Last QP month: June 2026 ā€” qualifying payments should be made on or before end of June 2026.

Watch the EDD December 2026 guide:
https://youtu.be/BGd2vdgpqc8?si=P8RitlfNYnqaaxjn

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your December 2026 EDD and Self-Employed member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Voluntary Contribution / Payment Deadline EDD: September 2026
Question from Kel
Jul 23, 2026

Ang EDD ko is September 28, 2026. Ang last full contributions ko ay nung 2024, and then naghulog lang ako ulit nung January to March 2026 ng 2250 per month and then may loan ako ng 40,000. Pasok pa po ba ako? If ever, hm?

Answer from SSS Maternity Calculator Team Answered Jul 26, 2026

Hi mommy šŸ˜Š Kung September 28, 2026 ang EDD/actual delivery mo, ang qualifying period mo ay April 2025ā€“March 2026.

Yung 2024 contributions mo hindi na counted sa MatBen kasi outside na siya sa qualifying period. Ang counted lang sa sinabi mo ay Januaryā€“March 2026, basta paid and posted on time. May minimum 3 contributions ka, so possible kang qualified.

Kung ā‚±2,250 total SSS contribution per month ang Janā€“March mo, estimate for 105 days is around ā‚±26,250. Pero kung employee share/deduction lang ang ā‚±2,250, possible iba ang MSC at mas mataas ang estimate.

Yung ā‚±40,000 salary loan hindi siya basehan ng MatBen qualification. Pero check mo pa rin sa SSS kung may loan status/deductions issue sa account mo.

Last QP month: March 2026 ā€” qualifying payments should be made on or before end of March 2026.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your September 2026 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Employee General Question
Question from Swati
Jul 23, 2026

maternity leave with caregiver allocation upto 7 days so sss maternity will 98 days for mother and payment of sss is 98days? what about 7 days payment?

Answer from SSS Maternity Calculator Team Answered Jul 26, 2026

Hi mommy šŸ˜Š Yes, kapag nag-allocate ka ng 7 days sa father or qualified caregiver, mababawasan ang leave days mo.

So instead of 105 days, magiging 98 days kay mommy + 7 days sa father/caregiver. Hindi siya additional 7 days on top of 105 days ā€” transferred days po siya.

Yung 7 days payment/leave ay dapat i-process ng employer ng father/caregiver, basta employed siya and may written notice/allocation proof. If hindi niya nagamit or may issue, ipa-verify sa SSS/HR para maayos ang adjustment.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Voluntary Contribution / Payment Deadline
Question from Britney
Jul 23, 2026

EDD ko kay December 2026, may hulog ako from October 2025-January 2026 at gusto ko bayaran from February 2026- June 2026, pwede pa ba habulin?

Answer from SSS Maternity Calculator Team Answered Jul 26, 2026

Hi mommy šŸ˜Š Kung December 2026 ang EDD mo, ang qualifying period mo ay July 2025ā€“June 2026.

Ang October 2025ā€“January 2026 ay counted kung paid and posted on time.

Pero kung July 2026 na ngayon and saka mo pa lang babayaran ang Februaryā€“June 2026, hindi na po siya counted sa MatBen kasi July 2026 na ang start ng semester of contingency. SSS only considers contributions paid before the semester of contingency.

Possible ka pa ring qualified kung may at least 3 paid and posted contributions within July 2025ā€“June 2026. Sa case mo, mukhang may Octā€“Jan ka, so possible qualified ka, pero hindi pa masasabi ang exact amount without your monthly contribution/MSC.

Last QP month: June 2026 ā€” qualifying payments should be made on or before end of June 2026.

Watch the EDD December 2026 guide:
https://youtu.be/BGd2vdgpqc8?si=P8RitlfNYnqaaxjn

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Open direct answer
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Question

Employee General Question
Question from Jeanbalf
Jul 23, 2026

November po kasi expected delivery ko. Pero ang nahulog ko is. April 2024 hangang July 2026. Qualified na ba ako sa maternity benefits kahit di ako makapag hulog ng august to september,kasi po suspention mo ako ni company now. Or pwede ko ma volontary ung hulog ko ng august at september??

Answer from SSS Maternity Calculator Team Answered Jul 26, 2026

Hi mommy šŸ˜Š Kung November 2026 ang expected delivery mo, ang qualifying period mo ay July 2025ā€“June 2026.

Since may hulog ka from April 2024 hanggang July 2026, possible kang qualified basta may at least 3 paid and posted contributions within July 2025ā€“June 2026. Hindi required na may hulog ka pa ng Augustā€“September para ma-claim ang MatBen.

Ang Augustā€“September 2026 ay hindi na counted sa November 2026 MatBen computation kasi July 2026 na ang start ng semester of contingency. Pwede kang mag-voluntary only if hindi ka na employed or wala kang salary/income for that period, pero hindi na siya makakadagdag sa maternity benefit mo.

SSS uses the 6 highest MSCs within the qualifying period to compute the benefit.

Last QP month: June 2026 ā€” qualifying payments should be made on or before end of June 2026.

Watch the EDD November 2026 guide:
https://youtu.be/gcbi5XMtmeQ?si=IqRNUneGHZ2V5A6q

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Open direct answer

Question

Voluntary Contribution / Payment Deadline EDD: October 2026
Question from Nica
Jul 22, 2026

Hello. Ang edd ko po ay oct 2026. Meron ako months na hindi nabayaran from June 2024-December 2025. Pero ako ay nag voluntary at nakabayad from Jan to June. Magkano po kaya ang makukuha ko?

Answer from SSS Maternity Calculator Team Answered Jul 26, 2026

Hi mommy šŸ˜Š Kung October 2026 ang EDD mo, ang qualifying period mo ay July 2025ā€“June 2026.

Kung nabayaran mo ang Januaryā€“June 2026 as Voluntary and paid/posting on time sila before July 2026, possible kang qualified. May 6 months ka na within the qualifying period, kahit may missing months ka from Julyā€“December 2025.

Hindi pa po masasabi ang exact amount kasi kailangan malaman kung magkano ang monthly contribution/MSC mo. Gagamitin ni SSS ang 6 highest MSCs within the qualifying period.

Example: kung ā‚±3,000 total contribution per month ang Janā€“June 2026, possible umabot sa ā‚±70,000 for 105 days. Kung mas mababa ang hulog, mas mababa rin ang benefit.

Last QP month: June 2026 ā€” qualifying payments should be made on or before end of June 2026.

Watch the EDD October 2026 guide:
https://youtu.be/DdHsEl6zse0?si=Vin69432t-YOf0w2

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your October 2026 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Open direct answer

Question

Self-Employed Qualifying Period EDD: December 2026
Question from Jean
Jul 22, 2026

EDD ko December 2026 may hulog Po Ako march April may qualified Po ba Ako

Answer from SSS Maternity Calculator Team Answered Jul 26, 2026

Hi mommy šŸ˜Š Kung December 2026 ang EDD mo, ang qualifying period mo ay July 2025ā€“June 2026.

Yes mommy, possible kang qualified kung ang March, April, and May 2026 contributions mo ay paid and posted on time. Pasok sila sa qualifying period, at may minimum 3 paid and posted contributions ka.

Pero kung binayaran lang sila July 2026 or later, possible hindi na sila counted sa MatBen kasi July 2026 na ang start ng semester of contingency.

Hindi pa masasabi ang exact amount kasi depende sa monthly contribution/MSC mo. Gagamitin ni SSS ang 6 highest MSCs within the qualifying period.

Last QP month: June 2026 ā€” qualifying payments should be made on or before end of June 2026.

Watch the EDD December 2026 guide:
https://youtu.be/BGd2vdgpqc8?si=P8RitlfNYnqaaxjn

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your December 2026 EDD and Self-Employed member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Open direct answer

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