SSS Maternity Questions & Answers

Hi mommy,

For EDD January 2027, ang QP mo ay October 2025–September 2026, kung ngayon kapalang mag papa change ng member type to voluntary ang ma pay mo nalang po at i ka count ni SSS is yung July to Sept. if maka generate ka ng PRN under voluntary for 1 quarter (July to September) pay mo xa on or before Sept or as early as possible po.

Yung last hulog mong May 2025 hindi napo counted.
Basta hindi mabago ang EDD mo qualified parin kung mabayaran mo yung July to Sept. on or before due date, pero kung mabago EDD mo to December mababago rin ang Qualifying period mo magiging July 2025 to June 2026 nalang hindi na makacount yung July to Sept na babayran mo kasi outside qualifying period xa ng December EDD.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 For EDD January 2027, ang qualifying period mo ay October 2025–September 2026.

Kung ₱3,000 total voluntary contribution monthly ang mababayaran mo from April–September 2026, may 6 months ka at ₱20,000 MSC. Possible estimated MATBEN mo ay ₱70,000 for normal/CS delivery, basta paid on time at posted lahat. SSS uses the six highest MSCs sa qualifying period.

Hindi nakakadagdag sa amount ang pagiging 10-year member; ang basis ay qualifying contributions mo.

Due date if quarterly payment:
April to June 2026 pay on or before end of July 2026
July to September 2026 pay on or before end of September 2026.
Pwede parin mahulugan ang January to March 2026 same year pero hindi na xa ma count sa SSS Matben kasi considered late payment na but this can be use for future benefits just incase, example Salary loan, Emergency loan, Calamity or long term benefits Pension/ retirement benefits.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 For EDD July 2026, ang qualifying period mo ay April 2025–March 2026.

Counted ang Oct–Dec 2025 na ₱750/month at Jan–Mar 2026 na ₱3,000/month. Yung April–May 2026 hindi napo counted.

Kung total voluntary contribution ang amounts, estimated MATBEN mo ay around ₱43,750 for normal/CS delivery, basta paid on time at posted lahat. SSS uses the 6 highest MSCs within the QP.

Check mo rin dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 For EDD January 2027, ang qualifying period mo ay October 2025–September 2026, kaya counted ang April–June 2026.

Kung old member kapo at no changes sa membership status mo at Voluntary/SE/NWS ka generate ka ng 1 PRN for April–June quarter, pwede pa pong bayaran on or before July 31, 2026. Pwede din po bayaran ang Jan to March 2026 quarterly payment generate kalang 1PRN then pay as soon as possible, pero consider late payment na xa but this might be use po for future benefits.

Last QP month: September 2026—qualifying payments should be made on or before end of September 2026 para sa MATBEN.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 Since May 25, 2024 ka nanganak, ang qualifying period mo ay January–December 2023.

Counted ang January at May–December 2023, kaya qualified ka possible basta posted lahat.

Kung around ₱750 total contribution monthly, estimated MATBEN mo ay around ₱17,500–₱19,250 for 105 days. Check mo ang exact posted MSC sa My.SSS para sure.

Last QP month: December 2023—qualifying contributions should be paid/posted on or before end of December 2023.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 For EDD January 2027, ang qualifying period mo ay October 2025–September 2026.

Hindi sapat na may SSS number lang—need at least 3 paid at posted contributions sa QP. Since July 2026 na, puwede mong hulugan ang July, August, at September 2026 para maka-3 months, basta tama ang membership type at accepted ang PRN, kung quarterly ka mag babayad generate ka 1PRN for Jul to Sept then pay on or before end of Sept. Kung monthly naman ang due ng July is on or before end of Aug, Aug due on or before end of Sept and same sa Aug due kailngan ma settle mo rin ang Sept on or before end of Sept.

Last QP month: September 2026—bayaran on or before end of September 2026 para counted sa MATBEN.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 Since November 14, 2017 ka nanganak, ang qualifying period mo ay July 2016–June 2017.

Kung may at least 3 posted contributions ka within that period, possible qualified ka. Pero kung October 2016 lang mismo ang nag-iisang hulog, kulang po.

Kung hindi mo pa na-claim, possible pang mag-file within 10 years from delivery, or hanggang November 14, 2027, subject to SSS verification

Hi mommy 😊 Since May 25, 2024 ka nanganak, ang qualifying period mo ay January–December 2023.

Counted ang hulog mong January 2023 at May–December 2023, kaya may more than 3 qualifying contributions ka at possible qualified ka basta paid and posted xa on or before due date. Yung January–April 2024 ay hindi na kasama sa computation.

Ang exact amount po depende sa 6 highest MSC/contributions mo noong 2023.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 For EDD July 2026, ang qualifying period mo ay:

April 2025 to March 2026

Need at least 3 paid at posted contributions within that period para qualified sa SSS maternity benefit.

Check mo ang possible amount dito:
https://sssmaternitybenefitscalculator.com

Yes mommy 😊 Pwede kang mag-change to Voluntary, pero hindi required iyon para lang makapag-submit ng MAT-1. As a separated member, puwede kang mag-notify directly through My.SSS or SSS Mobile App.

Kung gusto mong ituloy ang hulog, generate a PRN and choose “Voluntary Member.” Automatic magbabago ang status mo—no form or supporting documents needed. Kapag may bago ka nang employer at nag-remit na sila, magiging Employed ulit ang coverage mo. Huwag lang mag-voluntary at employer payment sa parehong month.

For EDD January 2027, QP mo is October 2025–September 2026. Counted ang Oct 2025–March 2026, so may 6 contributions ka na basta posted. if quarterly mo babayran yung July to Sept ang due nya is on or before end of Sept.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com