SSS Maternity Questions & Answers

Hi mommy 😊 Yung pag-submit ng MAT-1/Maternity Notification does not automatically mean approved na ang MatBen. Qualification still depends sa contributions mo. SSS requires at least 3 valid monthly contributions within your qualifying period. Social Security System
Kung Voluntary / Self-Employed / NWS ka, puwede ka pang magbayad ng contributions na hindi pa past due. Pero hindi puwedeng habulin ang old missed months once past deadline na; magiging contribution gaps na sila. Social Security System
Kung ang tinutukoy mo ay July–September contributions, puwede silang bayaran quarterly on or before end of October under the normal SE/VM/NWS deadline. Pero whether counted sila sa MatBen mo depends sa EDD, dahil dapat pasok sila sa qualifying period mo. Social Security System
👉 Calculator:
https://sssmaternitybenefitscalculator.com
Send mo lang mommy ang EDD + member type, then masasabi ko exactly kung anong months ang pwede mo pang bayaran at kung makakahabol ka pa.

Hi mommy 😊 For EDD May 20, 2027, ang qualifying period mo ay January–December 2026.
Para maka-qualify sa SSS maternity benefit, kailangan may at least 3 valid monthly contributions within that period. So minimum 3 months lang ang kailangan for qualification. (sss.gov.ph)
Pero kung gusto mong mas mataas ang possible MatBen, mas okay kung mas marami kang qualifying months, up to the 6 highest MSCs na ginagamit sa computation.
👉 Calculator:
https://sssmaternitybenefitscalculator.com
🎥 May 2027 EDD guide:
https://youtu.be/KFe0LP29rsM

Hi mommy 😊 For EDD May 20, 2027, ang qualifying period mo ay January–December 2026.
Para maka-qualify sa SSS MatBen, kailangan may at least 3 valid monthly contributions within that period. Social Security System
So:
– Minimum 3 months → puwede nang maka-qualify
– Up to 6 highest MSC months ang ginagamit para i-compute kung magkano ang MatBen
– Kung target mo ang mas mataas na benefit, mas maganda kung may 6 qualifying months na mataas ang MSC. Social Security System
👉 Calculator:
https://sssmaternitybenefitscalculator.com
🎥 May 2027 EDD guide:
https://youtu.be/KFe0LP29rsM

Hi mommy 😊 Yes po, possible na qualified ka.
For EDD November 20, 2026, ang qualifying period mo ay July 2025–June 2026. Based sa sinabi mong may contributions ka from October 2024 hanggang March 2026, counted dito ang July 2025–March 2026, so mayroon kang more than the minimum 3 qualifying contributions. Social Security System
Kahit Employee pa rin ang status sa My.SSS kahit nag-resign ka noong February, hindi ibig sabihin na mawawala ang MatBen mo. SSS allows a separated employee to claim directly, and kung gusto mong magpatuloy ng hulog after resignation, puwede kang mag-change to Voluntary when generating PRN. Social Security System
So based sa contributions mo, may good chance kang qualified. Ang exact amount na makukuha mo depends sa 6 highest MSCs within July 2025–June 2026.
👉 Calculator:
https://sssmaternitybenefitscalculator.com
🎥 November 2026 EDD guide:
https://youtu.be/gcbi5XMtmeQ

Hi mommy 😊 Kung February 26, 2026 ang actual delivery date, ang qualifying period mo ay October 2024–September 2025.
Kailangan may at least 3 valid monthly contributions within that period para maka-qualify sa SSS maternity benefit. Social Security System
👉 Calculator:
https://sssmaternitybenefitscalculator.com
If you send me yung months na may hulog ka from October 2024 to September 2025, mache-check natin kung qualified ka at ma-estimate din ang possible MatBen.

Hi mommy 😊 If EDD mo is October 2026, ang qualifying period mo ay July 2025–June 2026.
Para maka-qualify sa SSS maternity benefit, kailangan may at least 3 valid monthly contributions within that period. Social Security System
So mommy, possible kang qualified, pero kailangan makita kung may 3 or more hulog ka from July 2025 to June 2026.
👉 Calculator:
https://sssmaternitybenefitscalculator.com
🎥 October 2026 EDD guide:
https://youtu.be/DdHsEl6zse0
Send mo lang yung months na may hulog ka, then mache-check natin agad.

Hi mommy 😊 Depende po sa exact hulog at kung ilang qualifying months ang meron ka.
Kung halimbawa around ₱2,025/month ang contribution mo, equivalent iyon sa ₱13,500 MSC. If may 6 qualifying months ka at lahat around that level, estimated MatBen for 105-day live childbirth is around ₱47,250. Social Security System
Kung 3 qualifying months lang at around ₱2,025/month, estimate is around ₱23,625.
So para ma-compute nang mas exact, send mo lang mommy ang:
EDD + exact contribution amount + months na may hulog.
👉 Calculator:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 Possible po, pero kailangan makita natin kung pasok ang contributions mo sa requirement for ₱70,000.
Para sa maximum ₱70,000 MatBen for 105-day live childbirth, kailangan ang 6 highest MSCs mo within your qualifying period ay umabot sa ₱20,000 MSC each (Equivalent to 3,000 per month contribution). SSS caps the Regular SSS benefit computation at ₱20,000 MSC. Social Security System
So roughly:
6 months × ₱20,000 MSC = possible ₱70,000 MatBen
Send mo lang mommy ang:
– EDD
– months na may hulog
– amount per month
Then mache-check natin kung qualified ka for the ₱70,000 or magkano ang estimated amount.
👉 Calculator:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 For EDD January 9, 2019, ang qualifying period mo ay October 2017–September 2018.
Para malaman kung qualified ka, kailangan may at least 3 valid monthly contributions within that period. Social Security System
Since 2019 delivery ito before March 11, 2019, old maternity rules ang applicable: 60 days for normal delivery or 78 days for CS, at covered noon ang first 4 deliveries/miscarriages. Social Security System
👉 Calculator:
https://sssmaternitybenefitscalculator.com
Send mo lang mommy ang months + amounts ng contributions mo from October 2017–September 2018, then mache-check natin kung qualified ka at estimate kung magkano ang MatBen.

Hi mommy 😊 Para ma-estimate natin ang MatBen mo for January 9, 2019, kailangan ko yung SSS contribution amounts mo from October 2017–September 2018.
Old maternity rules pa ang applicable sa 2019 case:
– Normal delivery: 60 days
– CS delivery: 78 days
Send mo lang mommy yung month + contribution amount within October 2017–September 2018, then kukuwentahin ko kung magkano approximately ang maternity benefit mo.