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SSS Maternity Questions & Answers

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Question

Voluntary Employer / Resigned / Separated EDD: January 2027
Question from grace
Jul 3, 2026

Hello!
Edd ko po is January 2027 madadala po ba sa computation yung paid k nang Oct 2025 to Feb 2026 since nag stop na po ako sa trabaho
Thank you po

Answer from SSS Maternity Calculator Team Answered Jul 4, 2026

Hi mommy 😊 For EDD January 2027, ang qualifying period mo is October 2025 to September 2026.

Yes, counted ang hulog mo from October 2025 to February 2026 kahit nag-stop ka na sa work, basta posted sa SSS. May 5 qualifying contributions ka na, kaya qualified ka possible.

Last QP month: September 2026 — dapat paid/posted by September 30, 2026 para safe.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

SSS Maternity Benefit After Resignation or Separation
See who should file your claim, what documents may be required, and what to do if your former employer did not advance your maternity benefit.
View SSS Maternity After Resignation Guide
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Question

Voluntary Disbursement / Bank
Question from Rose
Jul 3, 2026

Do you also check po DAEM status? Nag enroll po ako ng daem using my metrobank account. First attempt, rejected due to lacking documents sa selfie. Nag second attempt ako using the same bank account. Nawala po unh status na for branch approval and wala akong na received na email na status ng enrollment ko and wala ding active account under sa DAEM. No records found lang po dun. Kaya i tried to enroll again using the same mb account po pero nag pop up message na “Enrollment failed. You can only use one account per bank. Your Metrobank account is already enrolled or in use.” Ano po meaning neto? Meaning po ba in process po sa review and verification ang sss for approval or rejected na at d na magagamit bank account ko?

Answer from SSS Maternity Calculator Team Answered Jul 4, 2026

Hindi ko po directly ma-check ang personal DAEM status mo, mommy. Pero yung message na “account is already enrolled or in use” means may existing record na si SSS para sa Metrobank account mo. Hindi ibig sabihin nito na approved na—possible na pending pa ang second submission or hindi pa na-clear sa system yung rejected enrollment.

Since wala pang lumalabas na Active Account, huwag muna gamitin iyon as confirmed/approved DAEM. SSS requires an approved disbursement account for maternity benefit payment.

Best gawin:

Huwag muna mag-submit ulit gamit ang same account.
Screenshot the error and check your registered email/spam.
If wala pa ring status, visit an SSS branch and request “DAEM/Proof of Account verification.”
Bring your UMID/PhilID or two valid IDs, original Metrobank proof of account, at screenshot ng error. Ito mismo ang process na stated sa SSS Circular 2022-019.

Pwede ka ring tumawag sa 1455 or email usssaptayo@sss.gov.ph

Need another payment option?
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Question

Employee Miscarriage / Stillbirth EDD: August 2026
Question from Bless
Jul 2, 2026

Hi edd ko Po august 2026 nakunan Po Ako march 10, 2026
Paid ko Po is July -dec2025 to January to april2026
Mag Kano Po kaya ang makukuha ko
1275 Po ang bawas Sakin Ng employer ko salamat Po sa sasagot

Answer from SSS Maternity Calculator Team Answered Jul 2, 2026

Hi mommy, sorry po sa nangyari 🥺

Since March 10, 2026 ka nakunan, ang susundin ni SSS is miscarriage date, not August EDD.

Ang qualifying period mo is October 2024 to September 2025. So sa hulog mo, counted lang ang July–September 2025. Yung October 2025 onwards hindi na counted for this miscarriage claim.

Kung ₱1,275 ay bawas sa payslip/employee share, rough estimate mo is around ₱20,000 for miscarriage/60 days. Pero kung ₱1,275 total contribution yan, around ₱8,500 lang estimate.

Check mo estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your August 2026 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
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View UnionBank Offer
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Question

Employee Miscarriage / Stillbirth EDD: August 2026
Question from Blesila
Jul 2, 2026

edd ko Po is august 2026 nakunan Po Ako Ng march 2026 may makukuha Po ba Ako 1275 Po hulog ko

Answer from SSS Maternity Calculator Team Answered Jul 2, 2026

Hi mommy, sorry po sa nangyari 🥺

Since March 2026 ka nakunan, ang susundin ni SSS is miscarriage month, not August EDD.

Ang qualifying period mo is October 2024 to September 2025. If may at least 3 posted contributions ka sa period na yan, qualified ka possible.

Kung ₱1,275 total contribution/month ang hulog mo and may 3 counted months, rough estimate is around ₱8,500 for miscarriage/60 days. If more than 3 months ang hulog mo, possible mas mataas.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your August 2026 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
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Question

Voluntary Employer / Resigned / Separated
Question from Thea
Jul 2, 2026

I have resigned to my employer last month June 2026, sila po ang nag file ng MAT-1 ko, sila parin po ba ang mag fi-file ng MAT-2 ko kahit resigned na ako?

Answer from SSS Maternity Calculator Team Answered Jul 2, 2026

Since resigned ka na, kahit sila ang nag-file ng MAT-1 mo before, ikaw na usually ang mag-file ng MAT-2 / maternity claim directly sa SSS after manganak, as separated member.

Humingi ka sa previous employer ng:

Certificate of Separation with effective date
Certification na no advance maternity benefit was paid

Make sure din na approved ang DAEM/bank account mo sa My.SSS para direct sa’yo ang payment.

Check guide/estimate here mommy:
https://sssmaternitybenefitscalculator.com

SSS Maternity Benefit After Resignation or Separation
See who should file your claim, what documents may be required, and what to do if your former employer did not advance your maternity benefit.
View SSS Maternity After Resignation Guide
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Employee MAT-1 EDD: August 2026
Question from Melojoy
Jul 2, 2026

Hi edd ko Po agust 2026
Paid ko Po is April 2025 to April 2026
Mag Kano Po kaya ang makukuha ko
2250 to 2450 Po ang bawas Sakin Ng agency ko po nag fill din Po Ako Ng Mat 1 pero Wala Po Ako na receid na email ni SSS salamat Po sa sasagot

Answer from SSS Maternity Calculator Team Answered Jul 2, 2026

Hi mommy 😊 For EDD August 2026, ang qualifying period mo is April 2025 to March 2026.

Since paid ka from April 2025 to April 2026, counted ang April 2025 to March 2026, so qualified ka possible basta posted sa SSS.

Kung yung ₱2,250–₱2,450 ay bawas sa payslip/employee share, possible near or up to ₱70,000 ang makuha mo for normal/CS. Pero kung total contribution yan, possible lower.

Due date safe note: last counted month is March 2026, so dapat paid/posted on or before March 31, 2026 para safe.

About MAT-1, okay lang kahit walang email basta sa My.SSS/app nakalagay Submitted. Screenshot mo lang for proof.
Kung ikaw nag file ng Mat1 kailangan inform mo din ang HR/Employer mo at kung employed kaparin saknila hanggang manganak ka sila dapat mag file ng MAT2 mo

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your August 2026 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
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Question

Voluntary Qualifying Period EDD: December 2026
Question from Leslieann
Jul 2, 2026

Pwede po ba ako mag hulog ngayon july kahit ang due date ko ay december 29 2026?

Answer from SSS Maternity Calculator Team Answered Jul 2, 2026

Hi mommy 😊 For EDD December 29, 2026, ang qualifying period mo is July 2025 to June 2026.

Kung July 2026 contribution ang huhulugan mo, hindi na siya counted sa Dec 2026 maternity benefit.

Pero kung ang ibig mo sabihin eh hahabulin ang April–June 2026 contribution hindi napo xa papasok or consider late payment na xa pero kung Mabago and EDD mo at manganak ka ng January, yung babayran mo na April to June magiging counted po xa, try mo agad sa My.SSS kung makakagawa pa ng PRN. (this is if old member kapo pero kung new member ka at ngayong July ka palang mag papa member hindi nadin po ma hahabol yung April to June contribution)
Check mo estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your December 2026 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Voluntary Qualifying Period EDD: January 2027
Question from Lara
Jul 2, 2026

Edd ko jan 2027 ano month po ako maghulpg para ma qualified sa matternity benefits

Answer from SSS Maternity Calculator Team Answered Jul 2, 2026

Hi mommy 😊 For EDD January 2027, ang qualifying period mo is:

October 2025 to September 2026

Need mo at least 3 posted contributions within that period para qualified sa SSS maternity benefit.

Kung maghuhulog ka pa lang, pwede mong hulugan ang months na kaya pang bayaran, like April–June 2026 pay on or before end of July (basta hindi mababago EDD mo kasi kung mabago xa to Decmeber hindi po ma cacount ang April to June Contribution mo kasi ma consider xa as late payment), then continue July–September 2026 para mas okay.

Due date safe note: last QP month is September 2026, so dapat paid/posted on or before September 30, 2026 para safe.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your January 2027 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Voluntary Employer / Resigned / Separated EDD: October 2026
Question from Fatima
Jul 2, 2026

EDD ko Po is Oct 2026. Nag resign na Po Ako sa dati Kong work May hulog Po Ang employer ko Nung Jan 1690 Feb,1105 year 2022. Tapos now Po nag voluntary payment Ako Ng Tig 1050 april-june. Magkano Po kaya makukuha ko?

Answer from SSS Maternity Calculator Team Answered Jul 2, 2026

Hi mommy 😊 For EDD October 2026, ang qualifying period mo is July 2025 to June 2026.

Yung hulog mo noong 2022 ay hindi na counted. Pero yung April–June 2026 na ₱1,050/month ay counted, basta paid on time at posted sa SSS.

Kung ₱1,050 total contribution/month yan at 3 months lang ang counted, rough estimate mo is around ₱12,000+ for normal/CS delivery.

Due date safe note: last QP month is June 2026, so dapat paid/posted on or before June 30, 2026 para safe.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com

SSS Maternity Benefit After Resignation or Separation
See who should file your claim, what documents may be required, and what to do if your former employer did not advance your maternity benefit.
View SSS Maternity After Resignation Guide
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Voluntary Qualifying Period EDD: February 2027
Question from Mai
Jul 2, 2026

EDD ko po Feb 2027, tas Ang QP ko is Oct 2025 - Sept 2026. Pwede ko pa po bang bayaran Ang April-June 2026? pra at least makompleto ko yong six months na April - Sept sana. Hopefully masagot. Thank you!

Answer from SSS Maternity Calculator Team Answered Jul 2, 2026

Yes mommy, possible pa po 😊

For EDD February 2027, tama na ang QP mo is October 2025 to September 2026. Counted ang April–June 2026 if paid on time and posted.

Since July na, try gumawa agad ng PRN for April–June 2026 quarter. Usually due ito until July 31, 2026 for voluntary/SE quarterly payment. SSS requires at least 3 contributions in the QP, and contributions paid within/after the semester of delivery are not counted.

Then continue July–September 2026 para maging 6 months.
Last QP month due date: September 2026 should be paid/posted on or before September 30, 2026 para safe.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your February 2027 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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