The SSS Beneficiary Hierarchy outlines the sequence of individuals entitled to benefits upon a member’s death. The hierarchy places primary beneficiaries—legal spouse and dependent children—first in priority. If none exist, secondary beneficiaries, which are dependent parents, become eligible.
Only when both primary and secondary beneficiaries are absent will benefits be granted to designated beneficiaries or legal heirs, and only in lump-sum form.
This hierarchy prevents disputes, ensures fairness, and maintains the integrity of SSS claims processing.
Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery.
Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.