SSS Maternity Questions & Answers

Hi mommy 😊 For **EDD December 2026**, ang **qualifying period mo ay July 2025–June 2026**.

Kung **May at June 2026 lang** ang valid/posted contributions mo, **2 months pa lang** iyon. Kailangan ng at least **3 valid monthly contributions** within the qualifying period para maka-qualify sa MatBen.

Kung **Voluntary / Self-Employed / NWS** ka, unfortunately hindi na puwedeng magbayad ngayon ng old missed months within July 2025–June 2026 dahil past due na sila at hindi allowed ang retroactive payment.

Pero kung **Employee ka noong may missing contribution**, possible na employer ang kailangang mag-remit/correct nito, so ipa-check muna sa HR.

👉 Calculator:
https://sssmaternitybenefitscalculator.com

🎥 **December 2026 EDD guide:**
https://youtu.be/BGd2vdgpqc8

Hi mommy 😊 For EDD December 2026, ang qualifying period mo ay July 2025–June 2026. Kailangan may at least 3 valid monthly contributions within that period. Social Security System
Kung May at June 2026 lang ang posted mo, 2 months pa lang, so kulang ng 1 month.
Kung Voluntary / Self-Employed / NWS ka, unfortunately hindi na puwedeng maghabol ngayon ng old missed months within July 2025–June 2026 dahil past due na at considered gaps na. Social Security System
Kung Employee ka naman at may month within that period na dapat hinulugan ng employer pero hindi na-remit, ipa-check sa HR/employer dahil possible nilang ma-correct iyon.
So mommy, kung May at June lang talaga ang valid contributions mo, hindi pa sapat para maka-qualify. Check mo muna baka may kahit 1 additional posted month from July 2025–April 2026. 💛
👉 Calculator:
https://sssmaternitybenefitscalculator.com
🎥 December 2026 EDD guide:
https://youtu.be/BGd2vdgpqc8

Hi mommy 😊 **Kung EDD mo ay December 2026**, ang **qualifying period mo ay July 2025–June 2026**. Kailangan ng at least **3 valid contributions** within that period.

Kung **2 months lang ang posted contributions mo**, kulang pa ng 1 month. Pero kung **Voluntary / Self-Employed / NWS** ka, hindi na puwedeng humabol ngayon ng old missed months dahil past due na at considered gaps na sila.

Kung **Employee** ka at may missing contribution habang employed ka, ipa-check sa employer/HR dahil sila ang responsible sa remittance.

👉 Calculator:
https://sssmaternitybenefitscalculator.com

🎥 **December 2026 EDD guide:**
https://youtu.be/BGd2vdgpqc8

Hi mommy 😊 Kung EDD mo is December 2026, ang qualifying period mo ay July 2025–June 2026. Kailangan may at least 3 valid monthly contributions within that period. Social Security System
Kung 2 months lang ang posted mo:
– Voluntary / Self-Employed / NWS: unfortunately hindi na puwedeng habulin ngayon ang old missed months; considered gaps na sila at bawal ang retroactive payment. Social Security System
– Employee: kung may month na dapat hinulugan ng employer pero hindi na-remit, ipa-check sa HR/employer dahil possible nilang ma-correct iyon.
So kung 2 contributions lang talaga at wala nang ibang valid month within July 2025–June 2026, kulang pa po sa minimum 3.
👉 Calculator:
https://sssmaternitybenefitscalculator.com
🎥 December 2026 EDD guide:
https://youtu.be/BGd2vdgpqc8

Hi mommy 😊 For EDD February 16, 2027, ang qualifying period mo ay October 2025–September 2026.
Para maka-qualify sa SSS maternity benefit, kailangan may at least 3 valid monthly contributions within that period. Social Security System
So possible kang qualified, pero kailangan makita natin kung may at least 3 posted contributions ka from October 2025 to September 2026.
👉 Calculator:
https://sssmaternitybenefitscalculator.com
🎥 February 2027 EDD guide:
https://youtu.be/FvI2gVRmKEM

Hi mommy 😊 For **EDD February 16, 2027**, ang **qualifying period mo ay October 2025–September 2026**.

Para maka-qualify sa SSS maternity benefit, kailangan may at least **3 valid monthly contributions** within that period.

So **possible kang qualified**, pero kailangan makita natin ang actual contributions mo. Hindi sapat ang EDD lang para masabi kung qualified ka.

👉 Calculator:
https://sssmaternitybenefitscalculator.com

🎥 **February 2027 EDD guide:**
https://youtu.be/FvI2gVRmKEM

Send mo lang mommy yung **months na may hulog + amount per month**, then mache-check natin kung qualified ka at ma-estimate din ang possible MatBen.

Hi mommy 😊 Since nanganak ka noong July 2026, ang qualifying period mo ay April 2025–March 2026. (sss.gov.ph)
So kung ang tinutukoy mong contributions ay:
– April 2026 ❌
– July 2026 ❌
– August 2026 ❌
hindi na sila kasama sa qualifying period ng July 2026 delivery.
Kailangan may at least 3 valid contributions from April 2025 to March 2026 para maka-qualify sa SSS MatBen.
👉 Calculator:
https://sssmaternitybenefitscalculator.com
Kung gusto mo, send mo lang mommy yung exact year ng April, July at August contributions, para ma-check natin nang sure.

Hi mommy 😊 Since **nanganak ka noong July 2026**, ang **qualifying period mo ay April 2025–March 2026**.

So kung ang tinutukoy mong contributions ay **April 2026, July 2026, at August 2026**, unfortunately **hindi sila counted** dahil outside na sila sa qualifying period.

Pero kung ang **April, July, at August ay 2025**, counted silang lahat ✅ at may **3 qualifying months** ka na, so possible kang qualified for MatBen. SSS requires at least **3 valid monthly contributions** within the qualifying period.

👉 Calculator:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 For EDD May 2027, ang qualifying period mo ay January–December 2026. Kailangan may at least 3 valid monthly contributions within that period para maka-qualify. Social Security System
Pero para masabi kung qualified ka talaga at magkano ang possible MatBen, kailangan makita yung months na may hulog + amount per month. SSS uses the 6 highest MSCs within the qualifying period for the computation. Social Security System
👉 Calculator:
https://sssmaternitybenefitscalculator.com
🎥 May 2027 EDD guide:
https://youtu.be/KFe0LP29rsM

Hi mommy 😊 Para ma-check kung **qualified ang contributions mo** at **magkano ang possible MatBen**, kailangan ko lang itong details:

– **EDD or actual delivery date**
– **Member type**: Employee / Voluntary / Self-Employed / OFW / NWS
– **Months na may hulog**
– **Contribution amount per month**

SSS requires at least **3 valid monthly contributions within your qualifying period**, then ginagamit ang **6 highest MSCs** para sa benefit computation.

👉 Calculator:
https://sssmaternitybenefitscalculator.com

Send mo lang mommy yung details above, then iko-compute natin kung **qualified ka at estimated amount na makukuha mo**.

Hi mommy 😊 Since EDD mo is May 2027, ang qualifying period mo ay January–December 2026. Kaya counted lahat ng hulog mong January–June 2026 ✅.
Kung ₱3,000 bawat buwan ang valid at posted contribution mo at equivalent sa ₱20,000 MSC, mayroon kang 6 qualifying months at maximum MSC. Possible MatBen mo for 105-day live childbirth is around ₱70,000. SSS uses the 6 highest MSCs within the qualifying period, with regular maternity benefits capped at ₱20,000 MSC per month. sss.gov.ph
So based sa details mo: possible po ang ₱70,000 MatBen ✅
👉 Calculator:
https://sssmaternitybenefitscalculator.com
🎥 May 2027 EDD guide:
https://youtu.be/KFe0LP29rsM

Hi mommy 😊 Para ma-estimate natin kung magkano ang maternity benefit mo, kailangan ko itong details:
– EDD or actual delivery date
– Months na may posted contributions
– Contribution amount per month
– Member type: Employee / Voluntary / Self-Employed / OFW / NWS
SSS uses the 6 highest Monthly Salary Credits (MSC) within your qualifying period. For live childbirth, the benefit is for 105 days. Social Security System
👉 Calculator:
https://sssmaternitybenefitscalculator.com
Send mo lang mommy yung EDD + contribution months and amounts, then pwede natin i-compute yung estimated MatBen mo.

Hi mommy 😊 Possible po, pero kailangan makita natin kung may at least 3 valid monthly contributions within your qualifying period para masabi nang sure.
Send mo lang:
EDD + months na may hulog + amount per month, then mache-check natin agad kung qualified ka at magkano ang possible MatBen.
👉 Calculator:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 For EDD March 2027, ang qualifying period mo ay October 2025–September 2026.
Para maka-qualify sa SSS maternity benefit, kailangan may at least 3 valid monthly contributions within that period. So possible kang qualified, pero kailangan makita natin ang actual contribution months mo para masabi nang sure. (sss.gov.ph)
👉 Calculator:
https://sssmaternitybenefitscalculator.com
🎥 March 2027 EDD guide:
https://youtu.be/Wk5uDmaHl4g
Send mo lang mommy yung months na may hulog + amount per month, then mache-check natin kung qualified ka at ma-estimate din ang possible MatBen.

Hi mommy 😊 For EDD May 2027, ang qualifying period mo ay January–December 2026.
So:
October 2026 ✅ counted
November 2026 ✅ counted
December 2026 ✅ counted
January 2027 ❌ hindi na kasama sa qualifying period for this pregnancy. Social Security System
If Voluntary/NWS ka, puwede mong bayaran ang October–December within the applicable SSS payment deadline, pero para sa May 2027 MatBen, hanggang December 2026 lang ang months na puwedeng makatulong sa computation. Social Security System
👉 Calculator:
https://sssmaternitybenefitscalculator.com
🎥 May 2027 EDD guide:
https://youtu.be/KFe0LP29rsM