SSS Maternity Questions & Answers

Hi mommy 😊 Kung October 2026 ang EDD or actual delivery mo, ang qualifying period mo ay July 2025–June 2026.

Kung start ng hulog mo ay December 2025, counted siya basta paid at posted on time. Counted din ang December 2025–June 2026 kung nahulugan mo sila. Possible ka ma-qualified basta may at least 3 paid at posted contributions within the qualifying period.

Hindi pa po makukuha ang exact amount without your monthly contribution or MSC. Gagamitin ni SSS ang 6 highest MSCs within the qualifying period.

Last QP month: June 2026 — qualifying payments should be made on or before end of June 2026.

Watch the EDD October 2026 guide:
https://youtu.be/DdHsEl6zse0?si=Vin69432t-YOf0w2

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 Para malaman kung magkano ang possible maternity benefit mo, kailangan mo muna ang:

EDD or actual delivery date
Monthly posted SSS contributions or MSC
Kung ang amount na alam mo ay employee share lang or total SSS contribution

Hindi po total years of hulog ang basehan. Gagamitin ni SSS ang 6 highest MSCs within your qualifying period, at kailangan may at least 3 paid at posted contributions doon.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 Kung January 2027 ang EDD mo, ang qualifying period mo ay October 2025–September 2026.

Yes mommy, puwede pang makatulong ang July, August, at September 2026 kasi kasama pa sila sa qualifying period. Kung gusto mong taasan, dapat paid at posted sila on time.

Pero hindi po automatic na ₱70,000, kasi ang April–June mo ay ₱975 lang. Para ma-reach ang maximum, kailangan usually 6 months na ₱20,000 MSC within the qualifying period. If July–September lang ang tinaasan, mas mataas ang makukuha mo pero likely less than ₱70,000.

Last QP month: September 2026 — qualifying payments should be made on or before end of September 2026.

Watch the EDD January 2027 guide:
https://youtu.be/AosGUymw4G8?si=nXlEDVfDNdHIIzxz

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 Kung November 2025 talaga ang EDD or actual delivery mo, ang qualifying period mo ay July 2024–June 2025.

Kailangan may at least 3 paid at posted contributions within this period. Ang payments na ginawa after nagsimula ang semester of contingency ay hindi na counted sa MatBen.

Last QP month: June 2025 — qualifying payments should be made on or before end of June 2025.

Kung November 2026 ang ibig mong sabihin, ang qualifying period mo is
Jul 2025 - Jun 2026.

Hi mommy 😊 Kung August 9, 2026 ang actual delivery mo, ang qualifying period mo ay April 2025–March 2026.

Ang December 2025 at January–February 2026 mo ay counted kung paid at posted na—so may minimum 3 contributions ka at possible kang qualified. Counted pa rin ang dating employer contributions kahit nag-change ka na to Voluntary.

Hindi na kasama sa computation ang May, June, at July 2026, kaya hindi nila madadagdagan ang MatBen mo. Hindi pa ma-compute ang exact amount without the monthly contribution/MSC ng December–February at kung employee deduction lang o total contribution ang amount.

Last QP month: March 2026 — qualifying payments should be made on or before end of March 2026.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 Yes, puwede ka pa ring maghulog for July–September 2026, pero hindi na sila kasama sa maternity benefit computation mo.

Kung October 2026 ang actual delivery, ang qualifying period mo ay July 2025–June 2026. Kahit September ka manganak, hindi pa rin counted ang July–September 2026. Kailangan may at least 3 paid at posted contributions within your qualifying period.

Last QP month: June 2026 — qualifying payments should be made on or before end of June 2026.

Watch the EDD October 2026 guide:
https://youtu.be/DdHsEl6zse0?si=Vin69432t-YOf0w2

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 Kung October 2026 ang actual delivery mo, ang qualifying period mo ay July 2025–June 2026.

Kung Voluntary, Self-Employed, NWS, or OFW ka, hindi na po counted sa MatBen ang April–June 2026 kung ngayong July 2026 lang babayaran, dahil nagsimula na ang semester of contingency. Possible ka pa ring qualified kung may at least 3 ibang paid at posted contributions from July 2025–March 2026.

Last QP month: June 2026 — qualifying payments should be made on or before end of June 2026.

Watch the EDD October 2026 guide:
https://youtu.be/DdHsEl6zse0?si=Vin69432t-YOf0w2

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 Since June 26, 2026 ang actual delivery mo, ang qualifying period mo ay January–December 2025.

Kung October 2025–March 2026 ang hulog mo, October–December 2025 lang ang counted. Pasok ka sa minimum na 3 contributions basta paid at posted ang tatlong buwan. Hindi na kasama ang January–March 2026.

Hindi pa makukuha ang exact amount without the monthly contribution/MSC mo for October–December 2025 at kung employee share lang ba iyon or total contribution. Gagamitin ni SSS ang highest available MSCs within the qualifying period.

Last QP month: December 2025 — qualifying payments should be made on or before end of December 2025.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 Kung October 2026 ang EDD or actual delivery mo, ang qualifying period mo ay July 2025–June 2026.

Yes mommy, possible kang qualified. Counted ang July–November 2025 kung paid at posted ng employer mo, at counted din ang January–March 2026 voluntary payments kung paid at posted on time. Okay lang kahit walang hulog ang December 2025, basta may at least 3 paid at posted contributions within the qualifying period.

Hindi pa po masasabi ang exact amount without your monthly contribution or MSC. Gagamitin ni SSS ang 6 highest MSCs mo within the qualifying period.

Last QP month: June 2026 — qualifying payments should be made on or before end of June 2026.

Watch the EDD October 2026 guide:
https://youtu.be/DdHsEl6zse0?si=Vin69432t-YOf0w2

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 Kung December 2026 ang actual delivery mo, ang qualifying period mo ay July 2025–June 2026.

Kung Voluntary, Self-Employed, NWS, or OFW ka at ngayong July 2026 mo lang binayaran ang April–June, hindi na po iyon counted sa MatBen dahil nagsimula na ang semester of contingency noong July.

Hindi rin automatic na ₱70,000 dahil ₱9,000 ang binayaran. Para sa maximum ₱70,000, kailangan ng 6 months na ₱20,000 MSC within the qualifying period. Kung may at least 3 iba pang valid, paid, at posted contributions, possible ka pa ring qualified, pero kailangan makita ang monthly contributions para ma-estimate.

Last QP month: June 2026 — qualifying payments should be made on or before end of June 2026.

Watch this guide for EDD December 2026:
https://youtu.be/BGd2vdgpqc8?si=P8RitlfNYnqaaxjn

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com