SSS Maternity Help

SSS Maternity Questions & Answers

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These are the most common SSS maternity concerns from real questions submitted on this site. Choose the closest concern, or use the Questions Finder above for a specific case.

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Question

Member: Voluntary EDD: May 2027 General Question
Question from Rowena
Oct 4, 2026

What months i need to pay for contribution to avail sss maternity benefit

Answer from SSS Maternity Calculator Team Answered Oct 5, 2026

Hi mommy 😊 Para malaman exactly **anong months ang kailangan mong hulugan para maka-avail ng SSS maternity benefit**, kailangan ko muna ang:

**EDD + member type**
(Employee / Voluntary / Self-Employed / OFW / NWS)

Kailangan may at least **3 valid monthly contributions within your qualifying period**. Hindi required na kumpleto lahat ng 12 months.

Send mo lang:
**EDD + member type + months na may hulog ka na**

Then sasabihin ko kung:
– ano ang qualifying period mo
– anong months ang counted
– anong months ang puwede mo pang bayaran
– at kung possible kang qualified 😊

👉 **SSS Maternity Benefits Calculator:**
https://sssmaternitybenefitscalculator.com

🎥 **Sample Video Guide – April 2027 EDD:**
https://youtu.be/CC5tF-b0K40

Kapag binigay mo ang actual EDD mo, ibibigay ko rin yung **matching video guide para sa due-date month mo**.

Check your EDD, member type, months & deadlines
Your May 2027 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
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You may optionally review the UnionBank credit-card offer and compare the costs before applying.
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Question

Member: Voluntary EDD: March 2027 Qualifying Period
Question from Marivic
Oct 4, 2026

Hello Qualified parin po ba ako sa Maternity benefits ang duedate ay March 2027 pa po

Answer from SSS Maternity Calculator Team Answered Oct 4, 2026

Hi mommy 😊 For **EDD March 2027**, ang **qualifying period mo ay October 2025–September 2026**.

Para maka-qualify sa SSS maternity benefit, kailangan may at least **3 valid monthly contributions** within that period.

So **possible ka pa ring qualified**, pero kailangan makita natin kung may at least 3 posted contributions ka from **October 2025 to September 2026**.

Since **September ang last qualifying month**, contributions intended for this MatBen should be paid **on or before end of September 2026**.

👉 Calculator:
https://sssmaternitybenefitscalculator.com

🎥 **March 2027 EDD guide:**
https://youtu.be/Wk5uDmaHl4g

Check your EDD, member type, months & deadlines
Your March 2027 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
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Question

Member: Voluntary EDD: January 2027 General Question
Question from Shahanie
Oct 3, 2026

Edd ko is january 2027 . Magkano estimated makukuha ko ? I paid 3months from july-sept 2027 . 1125 monthly

Answer from SSS Maternity Calculator Team Answered Oct 4, 2026

Hi mommy 😊 If you mean **July–September 2026**, counted po sila for your **January 2027 EDD** because your qualifying period is **October 2025–September 2026**.

Since ₱1,125/month ang contribution mo for 3 months, possible MatBen mo is around **₱13,125** for 105-day live childbirth, assuming ito lang ang qualifying contributions mo.

For a more accurate estimate, especially if may iba ka pang previous contributions, gamitin mo po yung calculator:

https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your January 2027 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

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Question

Member: Employee EDD: April 2027 General Question
Question from Ericka
Oct 3, 2026

Edd ko ay April 2027 qualified ba ako

Answer from SSS Maternity Calculator Team Answered Oct 3, 2026

Hi mommy 😊 For **EDD April 2027**, ang **qualifying period mo ay January–December 2026**.

Para maka-qualify sa SSS maternity benefit, kailangan may at least **3 valid monthly contributions** within that period.

So **possible kang qualified**, pero kailangan makita natin kung may 3 or more posted contributions ka from **January to December 2026**.

👉 Calculator:
https://sssmaternitybenefitscalculator.com

🎥 **April 2027 EDD guide:**
https://youtu.be/CC5tF-b0K40

Send mo lang mommy yung **months na may hulog + amount per month**, then mache-check natin kung qualified ka at ma-estimate din ang possible MatBen.

Check your EDD, member type, months & deadlines
Your April 2027 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

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Question

Member: Voluntary EDD: October 2026 General Question
Question from Gerlie
Oct 3, 2026

Edd ko po is October 2026 ilan poba ang makuha ko sa voluntarily

Answer from SSS Maternity Calculator Team Answered Oct 3, 2026

Hi mommy 😊 Para ma-estimate kung magkano ang **SSS MatBen mo**, kailangan ko ang **EDD/actual delivery date** at **months na may hulog**.

Kung around **₱1,500 total SSS contribution per month kasama employer share**, nasa roughly **₱10,000 MSC** level iyon. If may **6 qualifying months** na ganyang level, estimated MatBen for **105-day live childbirth** is around **₱35,000**.

Pero puwedeng mas mababa o mas mataas depende sa **6 highest MSCs within your qualifying period**.

👉 Calculator:
https://sssmaternitybenefitscalculator.com

Send mo lang mommy ang **EDD + months na may hulog**, then iko-compute natin nang mas exact.

Check your EDD, member type, months & deadlines
Your October 2026 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Question

Member: OFW - Land-based EDD: January 2027 General Question
Question from Anatalia
Oct 3, 2026

Edd january 2027

Answer from SSS Maternity Calculator Team Answered Oct 3, 2026

Hi mommy 😊 For **EDD January 2027** and **Land-Based OFW**, ang **qualifying period mo ay October 2025–September 2026**.

Para maka-qualify sa SSS maternity benefit, kailangan may at least **3 valid monthly contributions** within that period. Since **September 2026 ang last qualifying month**, contributions intended for this MatBen should be paid **on or before end of September 2026**.

So kung may at least **3 posted contributions from October 2025 to September 2026**, possible kang qualified. 😊

👉 Calculator:
https://sssmaternitybenefitscalculator.com

🎥 **January 2027 EDD guide:**
https://youtu.be/AosGUymw4G8

Check your EDD, member type, months & deadlines
Your January 2027 EDD and OFW - Land-based member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Question

Member: Employee EDD: January 2027 General Question
Question from Lucky
Oct 3, 2026

EDD ko po JAN 2027
HM PO MATERNITY BENIFITS KO

Answer from SSS Maternity Calculator Team Answered Oct 3, 2026

Hi mommy 😊 For EDD January 2027, ang qualifying period mo ay October 2025–September 2026. SSS uses the 6 highest MSCs within that period to compute your MatBen. Social Security System
So hindi pa natin masasabi ang exact amount based sa EDD lang.
For example, kung may 6 qualifying months at ₱20,000 MSC, possible ang maximum na around ₱70,000 for 105-day live childbirth.
👉 Calculator:
https://sssmaternitybenefitscalculator.com
🎥 January 2027 EDD guide:
https://youtu.be/AosGUymw4G8
Send mo lang mommy yung months na may hulog + amount per month, then ma-eestimate natin kung magkano ang MatBen mo.

Check your EDD, member type, months & deadlines
Your January 2027 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Answer from SSS Maternity Calculator Team Answered Oct 3, 2026

Hi mommy 😊 For EDD January 2027, ang qualifying period mo ay October 2025–September 2026.
Para ma-estimate kung magkano ang MatBen mo, kailangan makita ang months na may hulog + amount per month, kasi SSS uses the 6 highest MSCs within that qualifying period. (sss.gov.ph)
As a guide:
– If may 6 months at ₱20,000 MSC, possible ang around ₱70,000 for 105-day live childbirth.
– If lower ang MSC or fewer than 6 qualifying months, mas mababa rin ang benefit.
👉 Calculator:
https://sssmaternitybenefitscalculator.com
🎥 January 2027 EDD guide:
https://youtu.be/AosGUymw4G8
Send mo lang mommy yung contribution months + amounts, then pwede natin i-estimate nang mas exact.

Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Member: Employee EDD: January 2027 General Question
Question from Kristyl
Oct 3, 2026

EDD ko january 2027 magkano po kaya makukuha ko sa maternity?

Answer from SSS Maternity Calculator Team Answered Oct 3, 2026

Hi mommy 😊 For EDD January 2027, ang qualifying period mo ay October 2025–September 2026.
Hindi pa natin masasabi ang exact MatBen amount from EDD alone. SSS uses the 6 highest Monthly Salary Credits (MSC) within your qualifying period. Social Security System
If may 6 qualifying months at ₱20,000 MSC, possible ang maximum na around ₱70,000 for 105-day live childbirth. Social Security System
👉 Calculator:
https://sssmaternitybenefitscalculator.com
🎥 January 2027 EDD guide:
https://youtu.be/AosGUymw4G8
Send mo lang mommy yung months na may hulog + amount per month, then ma-eestimate natin nang mas exact.

Check your EDD, member type, months & deadlines
Your January 2027 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Answer from SSS Maternity Calculator Team Answered Oct 3, 2026

Hi mommy 😊 For EDD January 2027, ang qualifying period mo ay October 2025–September 2026.
Para malaman kung magkano ang possible MatBen mo, kailangan makita ang months na may hulog + amount per month, dahil SSS uses the 6 highest MSCs within your qualifying period.
As a guide, if may 6 qualifying months at ₱20,000 MSC, possible ang around ₱70,000 for 105-day live childbirth. If mas mababa ang MSC or fewer than 6 qualifying months, mas mababa rin ang benefit.
👉 Calculator:
https://sssmaternitybenefitscalculator.com
🎥 January 2027 EDD guide:
https://youtu.be/AosGUymw4G8
Send mo lang mommy yung contribution months + amounts, then pwede natin i-estimate nang mas exact.

Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Question

Member: Employee EDD: October 2026 General Question
Question from Grace
Oct 3, 2026

Edd ko po october 20w6 qualified po ba ako

Answer from SSS Maternity Calculator Team Answered Oct 3, 2026

Hi mommy 😊 For **EDD October 2026**, ang **qualifying period mo ay July 2025–June 2026**.

Para maka-qualify sa SSS maternity benefit, kailangan may at least **3 valid monthly contributions** within that period.

So **possible kang qualified**, pero kailangan makita natin kung may 3 or more posted contributions ka from **July 2025 to June 2026**.

👉 Calculator:
https://sssmaternitybenefitscalculator.com

🎥 **October 2026 EDD guide:**
https://youtu.be/DdHsEl6zse0

Check your EDD, member type, months & deadlines
Your October 2026 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Answer from SSS Maternity Calculator Team Answered Oct 3, 2026

Hi mommy 😊 If EDD mo is October 2026, ang qualifying period mo ay July 2025–June 2026.
Para maka-qualify sa SSS maternity benefit, kailangan may at least 3 valid monthly contributions within that period. Social Security System
So possible kang qualified, pero kailangan makita natin kung may at least 3 posted contributions ka from July 2025 to June 2026.
👉 Calculator:
https://sssmaternitybenefitscalculator.com
🎥 October 2026 EDD guide:
https://youtu.be/DdHsEl6zse0

Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Question

Member: Employee EDD: February 2027 General Question
Question from Tina
Oct 3, 2026

Magkano makuha ko sa sss maternity ang hulog ko kada buwan ay 1500 kasali na employer

Answer from SSS Maternity Calculator Team Answered Oct 3, 2026

Hi mommy 😊 Kung ang **around ₱1,500/month ay total SSS contribution kasama na ang employer share**, roughly nasa **₱10,000 MSC** level iyon under the current contribution rate. [Social Security System](https://www.sss.gov.ph/pay-contribution/?utm_source=chatgpt.com)

Kung may **6 qualifying months** ka at pare-parehong around ₱10,000 MSC:

**₱10,000 × 6 ÷ 180 × 105 = around ₱35,000 MatBen** for live childbirth.

Kung less than 6 qualifying months, mas mababa po ang estimate.

👉 Calculator:
https://sssmaternitybenefitscalculator.com

Send mo lang mommy ang **EDD + exact months na may hulog**, then pwede nating i-compute nang mas exact at ibibigay ko rin yung matching EDD video tutorial.

Check your EDD, member type, months & deadlines
Your February 2027 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Answer from SSS Maternity Calculator Team Answered Oct 3, 2026

Hi mommy 😊 Kung ang total SSS contribution mo around ₱1,500/month, kasama na employer share, roughly equivalent iyon sa ₱10,000 MSC under the current contribution table. Social Security System
Kung may 6 qualifying months ka at pare-pareho around ₱10,000 MSC, estimated MatBen for 105-day live childbirth is around:
₱10,000 × 6 ÷ 180 × 105 = ₱35,000
If less than 6 qualifying months, mas mababa pa ang possible amount. SSS uses the 6 highest MSCs within your qualifying period. Social Security System
👉 Calculator:
https://sssmaternitybenefitscalculator.com
Send mo lang mommy ang EDD + months na may hulog, para ma-check natin kung ilan ang counted at ma-estimate nang mas exact.

Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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