SSS Maternity Questions & Answers

Hi mommy 😊 Since currently employed ka, for your Feb. 20, 2027 EDD, dapat i-notify mo ang employer/HR and sila ang mag-submit ng MAT-1 sa SSS. QP mo is Oct 2025 to Sept 2026.

For your child na turning 6 years old, kung hindi mo pa na-claim dati ang SSS maternity, possible pa po kasi SSS allows filing within 10 years from delivery. File/check it through My.SSS, pero if employed ka noong nanganak ka dati, baka need employer certification/HR assistance.

Due date safe note: last QP month for your current pregnancy is Sept 2026, so dapat paid/posted on or before end of Sept 2026 para safe.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 For EDD August 2026, ang qualifying period mo is:

April 2025 to March 2026

Kung may at least 3 posted contributions ka within that period, qualified ka possible. So kung last hulog mo is September 2025, check mo kung may hulog ka rin ng April–August 2025.

Kung September 2025 lang talaga ang meron, kulang po, kasi need at least 3 months.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 For EDD February 2027, ang qualifying period mo is October 2025 to September 2026.

Yes, pasok ang employer hulog mo na Jan–Feb 2026 at voluntary hulog mo na April–June 2026, basta posted sa SSS.

Pero kung mag-start ka ulit sa company June 27, from then on employer na dapat ang maghulog. So for July–September 2026, ask HR if sila na magre-remit. Huwag magdoble voluntary + employer sa same month unless advised by SSS.

Due date safe note: last QP month is September 2026, so dapat paid/posted on or before end of September 2026 para safe.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 For EDD December 2026, ang qualifying period mo is:

July 2025 to June 2026

Kung next month July 2026 ka pa magsisimulang maghulog, hindi na po counted iyon for December 2026 maternity benefit.

Qualified ka lang if may at least 3 posted contributions ka from July 2025 to June 2026.
Kung old SSS member ka mi at maka generate ka ng 1 PRN for Quarter of April to June since Current month ngayong is June pwede mo pa xa mahabol po Pay mo xa on or before end of June. Pero Kung New member kapalang ngayong June sa SSS or kakakuha mo palang ng SSS number at wala kapa kahit isang contribution hindi napo aabot.

Due date safe note: last counted month is June 2026, so dapat paid/posted on or before end of June 2026 para safe.

Check mo dito mommy:
https://sssmaternitybenefitscalculator.com

Hindi na mommy, hindi na counted ang October 2026 😊

For EDD January 2027, ang qualifying period mo is October 2025 to September 2026. So hanggang September 2026 lang ang counted. Ang October 2026 ay nasa semester na ng delivery, kaya hindi na siya madadagdag sa maternity computation. SSS only counts contributions paid before the semester of contingency.

Due date safe note: last counted month is September 2026, so dapat paid/posted on or before end of September 2026 para safe.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy, sorry po sa nangyari 🥺

Since June 25, 2026 ka nakunan, ang susundin is miscarriage date, not January 2027 EDD.

Ang qualifying period mo is January 2025 to December 2025. Need at least 3 posted contributions within that period para qualified.

For miscarriage, 60 days ang SSS maternity benefit. Kung max ang 6 highest MSC mo, possible up to ₱40,000. If hindi max, depende sa actual hulog/MSC mo.

Since employed ka under agency, agency/HR usually ang magpo-process. Prepare medical certificate/records showing miscarriage.

Due date safe note: last QP month is December 2025, so dapat paid/posted before January 2026 semester starts.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com

Follow steps:
1. Member type and Maternity case (if miscarriage you need to know po type of miscarriage makikita xa sa medical record po)
2. Select date kelan nangyari Miscarriage, lalabas po ang Qualifying Period, yun dapat mga months na may hulog ka atleast 3mons posted contibution.
3. Lagay po ang Contribution based sa qualifying period.

Yes mommy, qualified ka possible 😊

For EDD Dec. 7, 2026, ang qualifying period mo is July 2025 to June 2026. Since may hulog ka from May–Dec 2025, counted ang July–Dec 2025, so may at least 3 contributions ka na. SSS requires at least 3 contributions within the 12 months before the semester of childbirth.

Since unemployed ka na since January, no need maghulog just to qualify, but you may continue as voluntary for future SSS benefits.

Due date safe note: last QP month is June 2026, so any June contribution should be paid/posted on or before end of June 2026 para safe.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com

Yes mommy, qualified ka possible 😊

For EDD August 2026, ang qualifying period mo is April 2025 to March 2026.

Kahit wala kang hulog noong 2025, counted ang January, February, March 2026. So kung paid and posted ang Jan–Mar 2026 mo, may 3 contributions ka na and possible makapag-claim ka.(basta hindi late payment yung Jan to March po)

Yung April–June 2026 hindi na counted for August EDD, pero okay lang kasi may Jan–Mar ka na.

Makakapasok pa po ang June 2026 basta on-time usually kung ang last month ng qualifying period mo is June, Dapat ma pay din xa on or before end of June. 😊

For October 2026 EDD, ang qualifying period mo is July 2025 to June 2026. Basta ma bayaran po xa on or before end of june.To be safe, check your My.SSS contribution record or ask HR for proof of remittance.

Yes mommy, qualified ka possible 😊

For EDD May 8, 2026, ang qualifying period mo is January 2025 to December 2025. Since may hulog ka from September 2024 to December 2025, counted ang January–December 2025 basta posted sa SSS.

Kung mataas/max ang 6 highest contributions mo, possible up to ₱70,000 for normal/CS delivery. Pero kung lower ang hulog, lower din ang benefit.

Check mo estimate dito mommy:
https://sssmaternitybenefitscalculator.com