SSS Maternity Questions & Answers

Yes mommy, qualified ka possible 😊

For EDD September 2026, ang qualifying period mo is April 2025 to March 2026. Counted ang April 2025, May 2025, at January 2026 — so may 3 contributions ka na.

Basta paid on time at posted sa SSS, qualified ka possible.
Due date note: kung voluntary, dapat hindi late ang bayad sa months na yan.

Amount depends sa hulog/MSC mo. Check estimate here mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 For October 2026 EDD, ang qualifying period mo is July 2025 to June 2026.

So Jan–March and April–June 2026 are counted months basta posted sa SSS.

Kung late si employer sa Jan–March, check mo sa My.SSS kung na-post na. Employer issue po iyon, and possible may penalty sa employer.
Yung April–June as voluntary, okay lang basta paid on time and posted.

Due date note: for voluntary April–June quarter, usually due around July 31, 2026.

Check mo estimate mo dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 For EDD August 2026, ang qualifying period mo is:

April 2025 to March 2026

So ang dapat may hulog ay within Apr 2025–Mar 2026.
Kung ngayon ka pa lang maghuhulog, hindi na po makakahabol for August 2026 maternity, kasi tapos na ang QP.

Check mo estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 For October 2026 EDD, ang qualifying period mo is July 2025 to June 2026.

Kung January–March 2026 ang binayaran mo noong April 2026, hindi siya late kung paid within April deadline at posted sa SSS. Counted po siya sa maternity benefit.
Yung April -June if quarterly payment po generate ka 1 prn then pay mo xa on or before end of June.

Check mo estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 Since EDD mo July 27, 2026 pero possible June 2026 ka manganak, ang susundin ni SSS is actual delivery month.

If June 2026 ka manganak: QP is January–December 2025.
If July 2026 ka manganak: QP is April 2025–March 2026.

Need at least 3 posted contributions sa correct QP. SSS counts contributions before the semester of delivery.

Due date safe note: last month ng QP should be paid/posted on or before end of that last QP month.

Check mo estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 Since September 2026 EDD mo, ang QP mo is April 2025 to March 2026. So Jan–March 2026 lang ang counted sa case mo.

Yung March na binayaran ng employer noong April, ask SSS/HR if accepted at posted as March, kasi employer remittance issue po iyon.
Yung April–June voluntary payment, hindi counted kung September ka manganak. Pero kung maging October actual delivery, possible counted na ang April–June.

Hindi po siya automatic ma-aadjust to May–July; kung anong month sa PRN/payment, iyon ang posting.

Due date safe note: for September EDD, last QP month is March 2026, so dapat paid/posted before April 2026 semester starts. SSS says qualifying contributions must not be paid on or after the semester of contingency.

Check mo rin dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 Based sa details mo, qualified ka possible.

For EDD October 2026, ang qualifying period mo is July 2025 to June 2026. May posted hulog ka na from July–December 2025, kaya more than 3 contributions ka na.

Yung missed January–March 2026, hindi na siya problem sa eligibility mo. At based sa posted contributions mo, possible ₱70,000 ang maternity benefit mo for normal/CS delivery, kasi may 6 high/max months ka na sa QP.

Kung pwede man bayaran ang Jan–March, likely hindi na tataas ang benefit mo kasi possible max na. Yung May at June 2026, follow up mo pa rin sa HR/SSS para ma-post. Safe note: since June 2026 ang last month ng QP, mas okay kung paid/posted on or before end of June.

Since currently employed ka, HR/current employer usually ang magpo-process ng maternity claim mo. Make sure filed ang MAT-1 before delivery.
You can also ask your employer since lagpas ka sa highes MSC possible meron ka Salary differential na pwede pa makuha sa Employer mo aside sa 70k Matben na manggagaling kay SSS.

Pwede mo rin i-check estimate dito:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 For EDD Dec. 21, 2026, ang qualifying period mo is:

July 2025 to June 2026

So hanggang June 2026 lang ang counted sa maternity computation. Need at least 3 posted contributions within that period. Kung old SSS Member ka under Voluntary / SE pwede ka mag generate 1 PRN for April, May, June then pay mo xa on or before end of this month (current month: June 2026)

Safe due date: yung June 2026 contribution should be paid/posted on or before end of June 2026 para safe.

Check mo estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 If December 2026 ang EDD mo, ang qualifying period mo is:

July 2025 to June 2026

Need mo at least 3 posted contributions within that period para qualified. SSS says maternity needs at least 3 paid contributions before the semester of childbirth. Kung old SSS Member ka under Voluntary / SE pwede ka mag generate 1 PRN for April, May, June then pay mo xa on or before end of this month (current month: June 2026)

Due date safe note: last counted month is June 2026, so mas safe kung paid/posted ang June on or before end of June 2026.

Check mo estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 For EDD July 28, 2026, ang qualifying period mo is:

April 2025 to March 2026

So kung gusto i-increase ang SSS maternity benefit, dapat yung higher contributions ay nasa April 2025–March 2026. Since tapos na ang QP, hindi na usually ma-iincrease ngayon by paying new contributions.

Due date safe note: last counted month is March 2026, so dapat paid/posted na siya on or before end of March 2026 para safe.

Ang pwede mong gawin: check My.SSS kung tama at posted lahat ng contributions mo sa QP. If may missing employer contribution, ask HR/SSS to correct it.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com