SSS Maternity Questions & Answers

Hi mommy 😊 For EDD Sept. 2, 2026, ang qualifying period mo is April 2025 to March 2026.

Counted lahat ng hulog mo na to: April, June, July 2025, January–March 2026 — so qualified ka possible basta paid on time and posted.

Based sa hulog mo, rough estimate is around ₱25,000–₱26,000 for 105 days maternity benefit.

Due date safe note: last QP month is March 2026, so dapat paid/posted on or before end of March 2026 para safe.

Pwede mo i-check exact estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Yes mommy, makaka-avail ka possible 😊

For EDD August 2026, ang qualifying period mo is April 2025 to March 2026. Since may hulog ka from April 2025 to January 2026, may more than 3 contributions ka na, basta posted sa SSS. SSS requires at least 3 contributions in the 12-month period before the semester of delivery.

Okay lang kahit wala kang hulog ng Feb–March 2026, qualified ka pa rin possible.

Due date safe note: last QP month is March 2026, so dapat paid/posted on or before end of March 2026 para safe.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 For EDD August 2026, ang qualifying period mo is April 2025 to March 2026.

Kung February at March 2026 pa lang babayaran ngayon, likely late na po kung Voluntary/SE ka, kasi ang Jan–Mar quarter deadline is usually April 30, 2026.

Qualified ka lang if may at least 3 posted contributions within April 2025–March 2026. If January 2026 lang ang meron, kulang pa po.

Check mo estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Yes mommy, pwede pa po 😊

For EDD January 2027, ang qualifying period mo is October 2025 to September 2026, so counted ang April–June 2026.

Kung Voluntary/SE ka, gumawa ka agad ng 1 PRN for April–June 2026 tapos po bayaran mo xa on or before end of June recommended po namin just incase na manganak ka ng mas maaga to December EDD magiging qualified pa po or kasama pa sa qualifying period yung babayran mo na April - June if mabayaran mo xa on or before June, Pero ang Due nya talaga is on or end of July po. Option nyo kung alin ang sundin mo. Yung July to Sept if quarterly Payment ang due nya po on or before end of Sept. SSS says self-employed members can pay monthly or quarterly through PRN.

Due date: April–June quarter is safest to pay on or before July 31, 2026, but for maternity, mas safe kung bayaran agad habang accepted pa sa PRN.(you can follow our recommended due or you can follow the PRN due po.)

Check mo estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 For EDD November 2026, ang qualifying period mo is July 2025 to June 2026.

Kung kahapon mo hinulugan yung contribution mo para sa April (Current month now: June 28,2026) considered late payment na ang April since ang Due nya kung monthly mo xa binayran Due nya is on or before end of MAY, Dapat ginawa mo nalang quarterly Payment yung PRN mo para ma consider pa yung contribution mo for April for example. 1PRN for April to June Pay mo xa on or before end of June. Yung May at june kung employer mo mag hulog posible na on or before due nya babayran yan halimbawa. May contribution due nya on or before end of June tapos yung Contribution ng June possible bayaran nya yan on or before end of July. Kung July nya babayran consider late payment na xa kasi outside qualifying period napo.

Para mag qualify ka sa SSS Matben kailangan mo at least 3months posted contributions na binayaran on time of on or before due date or posted sa sss account mo.

Due date safe note: last counted month is June 2026, so mas safe kung paid/posted ang June on or before end of June 2026.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 Need natin i-check yung year ng EDD mo.

If April 12, 2026 ang EDD mo:
QP mo is January–December 2025. Counted ang Oct–Dec 2025, so qualified ka possible basta posted sa SSS.

If April 12, 2027 ang EDD mo:
QP mo is January–December 2026. Counted lang ang Jan–Feb 2026, so kulang pa unless may at least 1 more posted contribution within 2026.

Check mo estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 For EDD September 2026, ang qualifying period mo is:

April 2025 to March 2026

Kung ang nahulugan mo ay June–August 2026, hindi na po counted iyon for September 2026 maternity benefit.

Pero kung ang ibig mo ay June–August 2025, then counted po iyon and may 3 contributions ka na, basta paid on time at posted.

Due date safe note: last counted month is March 2026, so dapat paid/posted on or before end of March 2026 para safe.

Check mo estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 For EDD November 2026, ang qualifying period mo is July 2025 to June 2026.

So yung Sept 2025 to March 2026 ay counted, basta posted sa SSS and naka-tag sa tamang months. Since April 2026 siya nabayaran, before pa ng delivery semester, possible pa rin siyang pumasok, pero check mo sa My.SSS kung posted na.

Kung ₱1,750 total contribution per month yan, rough estimate mo is around ₱40,000+ for 105 days.
Pero kung ₱1,750 ay employee share/deduction lang, possible mas mataas, even near ₱70,000.

Check mo estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 Kung September 2026 ang EDD mo, hanggang March 2026 lang ang counted na hulog.

Ang qualifying period mo ay:

April 2025 to March 2026

Need mo at least 3 posted contributions within that period. SSS says counted lang ang contributions before the semester of delivery.

Due date safe note: last counted month is March 2026, so dapat paid/posted on or before end of March 2026 para safe.

Check mo estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Yes mommy, qualified ka na possible 😊

For EDD July 2026, ang qualifying period mo is April 2025 to March 2026. Since may hulog ka from January–November 2025, counted ang April–November 2025, so may more than 3 contributions ka na.

Hindi mo na need maghulog ngayon para lang pumasok sa maternity benefit kasi Yung hulog ngayong June 2026 hindi na counted for July EDD pero pwede mo i continue contributions mo for future benefits.

Check mo estimate dito mommy:
https://sssmaternitybenefitscalculator.com